Yes 60 IOU is an unsecured pure online consumer credit platform launched by 360 Finance. Based on 360 big data, the overall evaluation of customer credit, on this basis, provide instant cash loans. The platform can repay the loan of Jingdong Finance, and the two financial institutions do not affect each other. Jingdong Finance is an important business segment of JD.COM Digital Technology Group, focusing on financial technology services.