Generally speaking, QDII funds are relatively risky, but if you don't want to take on great risks, you can give priority to bond QDII, and the risk is relatively low, but investors should consider their own risk tolerance when buying. If you can't afford high risks, it's best not to buy high-risk fund types.

QDII fund is a kind of fund that invests overseas and then discovers through portfolio. It has the characteristics of high risk and high return, attracting many investors who want to make money.

How about QDII fund?

QDII funds are also divided into stock QDII, hybrid QDII, bond QDII and other types of QDII products according to the investment target. It is worth noting that other types of QDII funds mainly invest in major international commodities such as gold, crude oil and precious metals, and a small number of products involve overseas real estate trust investment.

Can QDII funds be held?

If you are a novice and don't know anything, it is generally not recommended to buy QDII funds, because such funds are risky and easy to lose money. If you are an investor who knows about funds, have certain experience in buying funds and the ability to take risks, you can try to buy them.

There are many QDII funds. When buying, investors can consider whether to hold the fund from the past performance, fund manager and fund yield.

The skills of purchasing QDII funds are:

Choose to buy when profits rise, and you can get more shares with the same money. Because the rise of exchange rate means the appreciation of RMB, which can buy more fund shares. On the contrary, when the exchange rate falls, the redemption fund can get more shares.

QDII fund is a fund for mainland investors to invest in overseas assets. Some people do not recommend buying QDII funds because:

1.QDII funds mainly invest in American, German, Japanese and other stock markets. These markets can be long or short, so the fluctuations are relatively large.

2. Don't buy qdii funds of US stocks, because the United States has gone out of the bull market for ten years. If the US stock market crashes, there is a high probability of loss.

3. The qdii fund that invests in the Japanese market without buying Hong Kong stocks is because the trend of Japanese stock market and Hong Kong stocks is almost the same as that of US stocks, and any indicator change in the United States will affect the stock market.

4. Since RMB is not freely convertible, the exchange rate settlement of QDII foundation will affect the income.