Fund income is calculated after the share is confirmed. If the fund purchases before 3 pm on the trading day, the share will be confirmed on the second trading day, and the income will be calculated after the share is confirmed. If the fund purchases after 3 pm on the trading day, the share will be confirmed on the third trading day, and the income will be calculated after the share is confirmed.

If the fund is sold before 3 pm on the trading day, the share will be confirmed on the second trading day, and the income will not be calculated on the day of confirmation. If the fund is sold after 3 pm on the trading day, the income will be calculated on the second trading day, the share will be confirmed on the third trading day, and the income will not be calculated on the day of confirmation.

Fund income

(1) Income from the fund management company's operation of fund assets. This kind of income mainly comes from interest income, dividend income, capital gains, capital appreciation and so on. After deducting the fund's operating expenses (including administrator's expenses and custodian's expenses), the rest of these proceeds will be used for the distribution of fund securities.

(2) the income of fund holders from investing in fund securities. It mainly comes from the distribution of fund income and the bid-ask price difference of fund securities.

allocation of funds

principle of allocation

(1) Each fund share enjoys the same distribution right;

(2) The income of the fund in the current year can only be distributed after making up the losses in previous years;

(3) If the fund investment loses money in the current period, no income distribution will be made;

(4) After the distribution of fund income, the net value of fund share cannot be lower than the face value of the fund;

(5) According to the Interim Measures for the Administration of Securities Investment Funds (hereinafter referred to as "Interim Measures"), the fund allocation shall be made at least once a year in cash; The proportion of fund income distribution shall not be less than 90% of the net income of the fund;

(6) A single fund account may not choose two dividend distribution methods for the same fund at the same time; In the dividend reinvestment part, the reinvestment share is determined based on the net value of the fund share on the equity registration date.

Income calculation

Calculation method of subscription fund income:

Income share calculation is divided into external deduction method and internal deduction method:

Internal buckle method:

Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

External buckle method:

Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.

Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.

Most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.

This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.