Is the lower the net value of the fund, the easier it is to rise? Although the net value of the fund is equivalent to the unit price of the fund, the high-net-worth fund is not equivalent to the "expensive" fund, and the cost performance of the fund investment is not determined by the net value of the fund.

Let's give an example to illustrate.

At the same time, there are two funds. The net unit value of Fund A is 1 yuan, and the net unit value of Fund B is 10 yuan. With the same principal, which fund will have higher income?

Most people's first instinct is that Fund A is cheaper and can buy more shares, so Fund A should earn more. However, the actual result is that the returns of the two funds are the same. Because the increase of the two funds is also 100%.

The low net value of the fund does not necessarily mean that it is cheap. It may be that the fund is not operating well and has been unable to get on.

Moreover, it is not necessarily easier for the fund to rise from 1 yuan to 2 yuan than from 10 yuan to 20 yuan, because the rise of the fund's net value ultimately depends on whether the underlying assets of the fund, that is, whether the stocks or bonds invested by the fund make money.

The most important thing to choose a fund is to pay attention to its future rising potential.