Auto insurance accident records can be queried in the following ways:
1. You can use Baidu browser to log in to the official website of the Transportation Bureau and enter it in the vehicle violation query box. You need to query the vehicle's trademark and Engine number, enter the traffic violation query page, and you can see the accident record of the vehicle;
2. You can log in to the official website of the insurance company and enter your account and password to query;
3. You can call the insurance company's customer service hotline to inquire, follow the voice prompts, or turn to manual inquiry;
4. You can inquire on the third-party platform of the insurance company, for example: car owners who purchase Ping An Auto Insurance can go to the homepage of Ping An Good Car Owner Find "Processing Compensation/Reporting Insurance", then click on the claim query to see the vehicle accident record.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v13.2
p>What materials are needed to apply for insurance?
1. For personal insurance, you need to provide your ID card and driving license
2. For unit insurance, you need to provide your organization code certificate and driving license
Required Car insurance purchased: Compulsory traffic insurance
Compulsory traffic insurance is equivalent to the social security of the car. It is a must buy and the price is not too high. For most car owners, they use private cars with less than 6 seats. The first-year premium is 950 yuan, and the price will fluctuate according to the number of accidents. Although compulsory traffic insurance is cheap, the insured amount is not too high either. It should be noted that compulsory traffic insurance can only compensate for the losses of the other party, but cannot compensate for your own losses. Therefore, it is usually recommended that you add some other types of insurance on top of compulsory traffic insurance.
What are the consequences of being out of compulsory traffic insurance?
Compulsory traffic insurance is compulsory car insurance purchased by the state. If the compulsory traffic insurance fails, you will face the risk of double premiums and having your car impounded. At the same time, if the car requires annual inspection, if the compulsory traffic insurance is not within the validity period, it will also fail to pass the annual inspection.
The coverage of car damage insurance is quite large. In these cases, car damage insurance will compensate for the damage to the car:
(1) Collision, overturning, and falling;< /p>
(2) Fire and explosion;
(3) Falling and collapse of external objects;
(4) Lightning strike, storm, heavy rain, flood, tornado, hail , typhoon, tropical storm;
(5) subsidence, cliff avalanche, landslide, mudslide, avalanche, ice subsidence, blizzard, iceberg, sandstorm;
(6) insured The cargo carried by the motor vehicle and the people on the vehicle are accidentally hit;
(7) The ferry carrying the insured motor vehicle suffers a natural disaster (limited to the situation where the driver is accompanying the boat).
However, it should be noted that there are cases where car damage insurance does not compensate or compensates less.
Car damage insurance will not cover disasters such as earthquakes and wars.
Car damage insurance also does not cover accidents caused intentionally.