Buying a 1 million luxury car in the name of the company can save you 530,000! There are tricks for company tax saving! I wonder if you have noticed that no matter the size of the company, many bosses will equip themselves with a luxury car. You think the bosses are showing off their wealth, but in fact there is a lot of knowledge in it. Today, we will use the topic of "buying a car in the name of the company" to talk to you about the company's car purchases. What taxes can be avoided and how much money can be saved! Assume that the company owner wants to buy a Lexus worth 1 million, let's Let’s take a look at the pros and cons of buying in the boss’s personal name and buying in the company’s name: Buying in the personal name: The boss chooses to buy a luxury car in his personal name and get money from the company. Generally, finance will go through these two methods: (1) At the end of the year Dividends used to offset loans: Withdrawal of 1 million yuan for individual income tax pays 20% dividend tax, which is an individual tax of 200,000 yuan. (2) Salary loan: Withdraw 1 million yuan of individual income tax to pay 45% of wages and salaries, which is an individual income tax of 260,000 yuan. In summary, if you buy a car in your own name and take money from the company, you will need to spend more than 200,000 yuan anyway. Purchase in the name of the company: If the boss chooses to purchase in the name of the company, from a tax perspective, it can save the company a lot of expenses. Let’s look at it specifically: If the company is a general taxpayer, the VAT invoice received when buying a car is Can be deducted from company expenses. Value-added tax: The value-added tax invoice for car purchases can be deducted from the input, 1 million yuan x 13% = 130,000. Corporate income tax: The purchased car can be used as a fixed asset of the company, and the depreciation accrued is fully deducted from the corporate income tax, 1 million yuan x 25% = 25 If the car is in the name of the company, then the expenses incurred by the car can be included in the company's costs, such as gas fees, maintenance fees, etc., which can also be deducted from corporate income tax. Assuming that the annual gas and maintenance fees are 100,000 yuan, the annual corporate income tax deduction is: 100,000 yuan x 25% = 25,000 yuan. Assuming that the car can be used for 6 years, the total deduction is 150,000 yuan. In summary, buying a car worth 1 million yuan in the name of the company can save the company 530,000 yuan in taxes and fees. Disadvantages of buying a car in the name of the company: Although buying a car in the name of the company can indeed save the company taxes, there are also some risks. (1) Since the car is purchased in the name of the company, if the company goes bankrupt, the car will naturally be included in the liquidation property. (2) If you sell the vehicle again, you will need to pay tax. (3) If a vehicle is involved in a traffic accident, the company will be held responsible. To sum up: the boss really needs a car. If you buy a general low-priced car, it is recommended to buy it in your own name, because the property rights of the car belong to the individual; there is no need to include the car in the property liquidation because the company goes bankrupt. ; The procedures will be relatively simple; the commercial insurance and purchase tax will also be lower than buying a car in the name of a company. If you buy a luxury car worth more than 1 million, it is relatively more convenient to buy the car in the name of your company, because you can avoid personal income tax; there are also preferential policies for corporate income tax, and corporate income tax will also be reduced. Ultimately, bosses should weigh their actual situation to see which method is more convenient for them. If you were a business owner, how would you choose? Teach you 10 corporate tax planning methods. First: Examples of changing company structure: Establish a family company to control all your business companies. The family company does not need to do any business. The business company makes money and distributes dividends to the family company, and does not need to pay corporate income tax. The family company can then invest in other industries or buy things you need. , such as cars, houses, furniture, etc. are all tax-free. In addition, family companies can also serve as a "firewall" to avoid the boss's personal risks. Even if something happens to the business company, it will only bear the registered capital of Company X. For example, if the registered capital is 100,000, it will only bear 100,000. Second: Changing the supply chain in the business company A sole proprietorship was established with the supplier. Originally, the company purchased goods directly from the supplier. Now there is an independent company that unifies the purchase and then sells it to the company, achieving "four streams in one" and solving the company's problem of lack of input invoices. In addition, it is levied after individual approval, and the comprehensive tax rate is only 5%. Third: Business Splitting: Originally selling air-conditioning products, now it is changed to selling air-conditioning + air-conditioning installation services, and the value-added tax can be reduced from 13% to 6%. Fourth: Apply to be a high-tech enterprise. Fifth: Change the method and location of transactions.
Sixth: transfer profits. Seventh: Reorganization, merger and division. Eighth: Take advantage of preferential tax policies. Ninth: Change the way you do business. Tenth: Use outside experts. In 2022, don’t blindly transfer from public to private. These five methods can transfer funds safely, manage taxes in compliance and save money, and you don’t have to worry about going to the tax bureau for tea. ! 1. Pay your own salary, with a monthly salary of 29,000, and a year-end bonus of 14. Annual income is 500,000, and the collection rate is 11%; 2. Employees are dismissed once a year, and 900,000 is recovered as severance compensation. The severance compensation is lower than the average salary of local employees. 3 times, tax-free; 3. Establish a sole proprietorship service center, provide service consultation to the company, and recover 4.75 million yuan. The post-syndrome recovery rate is 5% (in some areas); 4. The boss sells the car to the company and gets back 600,000 yuan. . The transfer price of used cars is lower than the tax-free price policy. You are driving again; 5. Establish a well-known brand core for sole proprietorships, install the company's trademark, recover 2 million, and the post-verification recovery rate is 5% (in some areas). Private cards cannot avoid taxes. How should the boss save taxes reasonably and legally? 1. Five ways for the boss to take money home (remember, the business belongs to the boss, but the company’s money does not belong to the boss) 1. The boss pays himself a salary, which means that the boss pays salary and The tax difference on year-end dividends is huge: pay yourself a monthly salary of 29,000, a year-end bonus of 144,000, an annual income of 500,000, and the tax collection rate is only 11%. Compared with the BMW 5-series 740 in the province that pays dividends at the end of the year! 2. Dismissing employees once a year means that the severance compensation is less than 3 times the average salary of local employees and is tax-free 3. Establishing a sole proprietorship service center shows the syndrome yield after approval of the sole proprietorship is 5%. Method: Establish a sole proprietorship and provide service consultation to the company. The sole proprietorship can safely recover 4.75 million yuan. 4. The boss sells the car to the company. Note: The transfer price of the second-hand car is lower than the tax exemption policy. Method: Sell your car. Give the company 600,000, and you start driving again. Safety gets 600,000 back, and all car-related expenses can be reimbursed. 5. Build a sole proprietorship brand core statement: one's own products or expertise can be deducted according to the authorization method: the company's trademark or patent rights are included, and the enterprise pays the corresponding authorized brand fee. After approval, the total yield is 5%, and 2 million yuan was safely recovered. China's national tax environment is extremely complex. Whether you are a boss or an individual, although it is not finance, you must have fiscal and tax awareness. When it comes to tax, in addition to individuals, it can be said that this is also a big issue that all companies need to consider. Even Jack Ma and Liu Qiangdong are among them. Otherwise, how could Jack Ma have no salary and Liu Qiangdong’s annual salary is only one yuan? In fact, the above tax saving and tax avoidance methods are one of the many tax avoidance methods in the book "Tax Avoidance". This book uses hundreds of real cases and combines various tax avoidance methods to tell you how to avoid taxes correctly and reasonably. Speaking of tax avoidance, you may ask: "Paying taxes is an unshirkable responsibility. How can we say reasonable tax avoidance? "Isn't tax avoidance a crime? What can we do?" On this issue, we should treat it dialectically. It is different from tax evasion. Tax avoidance is to reduce tax expenditure in a reasonable way, while tax evasion is not to pay taxes on items that need to be paid. Legal tax avoidance means that taxpayers take appropriate measures to avoid tax obligations on the premise of respecting tax laws and paying taxes in accordance with the law. Reduce tax expenditures. Reasonable tax avoidance is not tax evasion. It is a normal legal activity. Reasonable tax avoidance is not only a matter of the financial department, but also requires the cooperation of various departments such as market and commerce, starting from the signing of contracts and the receipt and payment of funds. < /p>
The knowledge and methods of reasonable tax avoidance are all in the following book: Of course, there are many ways to reasonably avoid taxes. If you want to know more, I suggest you take a look at this set of "tax avoidance". Paying taxes is necessary for almost everyone. Therefore, it is very important to learn to avoid taxes reasonably and safely. In the book "Tax Avoidance", there is a lot of case knowledge. Tax evasion, smart bosses avoid taxes reasonably, and smart bosses save taxes reasonably. Bosses are not financial, but they must understand finance. This "tax avoidance" must be a required course for bosses and financial personnel to implement plans. Analyzing tax risk examples, company owners can stay away from financial and tax risks, reconstruct the company's tax system, reasonably save taxes, stay away from financial, tax and business risks, and make the company steadily profitable.
Bosses don’t need to know finance, but they must understand finance. This book teaches you how to standardize and institutionalize your business, run it, and increase corporate profits to make money for your company. And now our store has a limited-time special offer. It costs you a meal, but it can save you money. More money, no better deal! (Note: The above information is for reference only, don’t make detours, pay taxes legally, everyone is responsible) Two "Tax Avoidance" books that cost less than a few cups of milk tea, friends in need Just click below: