Dingsheng Insurance is a formal insurance company. Dingsheng Insurance was established with the approval of the China Insurance Regulatory Commission on December 27, 2010, and was successfully registered with the Industrial and Commercial Bureau. In 2018, the name "Dingsheng" was officially approved The State Trademark Administration applied for registration and became its exclusive trademark.
1. Insurance companies refer to corporate legal persons established in accordance with the Insurance Law and the Company Law. Insurance companies collect premiums, invest the premium capital in assets such as bonds, stocks, and loans, and use the income from these assets to pay the insurance compensation determined by the policy. Through the above-mentioned businesses, insurance companies can obtain higher returns on investment and provide customers with appropriate insurance services at lower premiums, thereby making profits.
2. The business of insurance companies is divided into two categories: (1) Life insurance business, including life insurance, health insurance, accident insurance and other insurance businesses. (2) Property insurance business, including property damage insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses. Insurance companies in my country are generally not allowed to engage in personal insurance business and property insurance business simultaneously.
3. An insurance company is an insurer organized in the form of a company and operates insurance business. The insurer in the insurance relationship has the right to collect insurance premiums and establish an insurance premium fund. At the same time, when an insured accident occurs, the insured is obliged to compensate for the economic losses. 4. An insurance company is a company that sells insurance contracts and provides risk protection. Insurance companies refer to economic organizations that operate the insurance industry. Insurance companies refer to commercial insurance companies established with the approval of the China Insurance Regulatory Authority and registered in accordance with the law, including direct insurance companies and reinsurance companies.
Fourth, house insurance should cover compensation if your house is damaged or destroyed due to strong winds and rains. Theft at home does not fall into this category and should fall under property insurance. House insurance belongs to the category of home property insurance and mainly protects house losses caused by natural disasters and accidents such as fires, explosions, and lightning strikes.
5. Housing insurance is generally insured by owners or residents, and the insurance rate is 0.1-0.2%. If there is a loss, the insurance company will calculate the compensation based on the actual value of the house, but it shall not exceed the insured amount. This type of insurance does not require the policyholder to insure the full actual value of the house, but rather insures the maximum amount of loss that may occur in an accident.