1. In fact, these four banks, China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, and Postal Service, all have their own advantages. It depends on what kind of advantages you like.
2. China Construction Bank (referred to as Construction Bank or CCB, originally named People's Construction Bank of China, and renamed China Construction Bank on March 26, 1996) was established in October 1954 (Jiawu Year) On the 1st, it is a joint-stock commercial bank and one of the five largest state-owned commercial banks.
China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has 14,121 branches in mainland China (2012) and branches in Hong Kong, Taiwan, Melbourne and other places. It has many subsidiaries such as CCB Fund, CCB Leasing, CCB Trust, CCB Life, Sino-German Housing Savings Bank, CCB Asia, CCB London, CCB Russia, CCB Dubai, CCB International, etc. to provide customers with comprehensive financial services. Serve.
China Construction Bank has a broad customer base and maintains banking business relationships with a number of large enterprise groups and leading enterprises in China’s strategic economic industries. Its marketing network covers major regions across the country. At the end of June 2013, Its market capitalization is US$176.7 billion, ranking fifth among listed banks in the world. On May 8, 2014, the 2014 Forbes Global 2000 list was released, with CCB retaining its title as the second largest company in the world.
3. Industrial and Commercial Bank of China (full name: Industrial and Commercial Bank of China, ICBC) was established on January 1, 1984.
Founded in 1984, it is the first of the five major banks in China and one of the world's top 500 companies. It has the largest customer base in China and is the largest commercial bank in China. Industrial and Commercial Bank of China is China's largest wholly state-owned commercial bank. Its basic mission is to raise social funds through domestic and foreign financing activities in accordance with national laws and regulations, strengthen credit fund management, support enterprise production and technological transformation, and serve my country's economic construction.
On January 29, 2014, ICBC signed a share purchase agreement. ICBC agreed to acquire 60% of the issued shares of Standard Bank PLC from Standard Bank London Holdings Limited. Standard Bank Group Ltd. entered into the Share Purchase Agreement as guarantor of Standard Bank London's obligations under the Share Purchase Agreement. In December 2014, the Industrial and Commercial Bank of China's acquisition of Standard Bank received approval from the China Banking Regulatory Commission, the British Prudential Regulation Authority and the South African Reserve Bank.
4. Agricultural Bank of China (ABC) is a large listed bank in China and one of the five largest banks in China. Originally established in 1951 (the year of Xin Mao), it is the first state-owned commercial bank established in New China and an important part of China's financial system. Its head office is located in Beijing.
For several years, Agricultural Bank of China has been ranked among the world's top 500 companies, ranking among the top 7 of the "Top 1000 Global Banks", and has a Moody's credit rating of A1. In 2009, Agricultural Bank of China was state-owned The wholly-owned commercial bank was restructured into a modern joint-stock commercial bank and completed the "A+H" dual listing in 2010. Its total market value ranks fifth among listed banks in the world. In 2015, it was ranked 23rd among the top 500 Chinese brands sponsored by the China Brand Value Research Institute.
5. Postal Savings Bank of China was officially established on March 20, 2007. It is a commercial bank established on the basis of reforming the postal savings management system. Postal Savings Bank of China will inherit the postal financial business operated by the former State Post Bureau and China Post Group Corporation and the resulting assets and liabilities, and will continue to engage in business approved and approved by the original business scope and business license documents.
On February 27, 2012, the Postal Savings Bank of China issued an announcement stating that with the approval of the State Council, the Postal Savings Bank of China Co., Ltd. was legally renamed Postal Savings Bank of China Co., Ltd. on January 21, 2012. company. Inherit all the assets, liabilities, institutions, businesses and personnel of the original Postal Savings Bank of China Co., Ltd. in accordance with the law, assume and perform the rights and obligations of the original Postal Savings Bank of China Co., Ltd. in relevant legally binding contracts or agreements, and corresponding creditor-debt relationships and legal responsibilities.
The existing business offices, trademarks, Internet domain names and consultation service telephone numbers of Postal Savings Bank of China Co., Ltd. will remain unchanged and will continue to be used by the joint-stock company, and all businesses will continue as usual. Customers do not need to go through any change procedures.