Ten things to note when trading second-hand houses:
1. Is the property right of the house clear?
Some houses have multiple ***owners, such as heirs** There are couples, families, and couples. For this, the buyer should sign a house sales contract with all parties. If only some parties dispose of the owner's property without authorization, the sales contract signed by the buyer without the consent of other parties will generally be invalid.
2. Is the land situation clear?
Buyers of second-hand houses should pay attention to the nature of land use and see whether it is allocated or transferred. The allocated land is generally used free of charge, and the government can use it free of charge. Recovering and transferring means that the homeowner has paid the land transfer fee, and the buyer has relatively complete rights to the house; you should also pay attention to the use period of the land. If the land use right of a house is only 40 years, the homeowner has used it for more than ten years. , it is not cost-effective for the buyer whether it should be measured by the price of a commercial house with a land use right of 70 years in the same location.
3. Whether the transaction house is rented
Some second-hand houses are physically burdened when they are transferred, that is, they are still rented by others. If the buyer only looks at the property certificate and only pays attention to the transfer procedures without paying attention to whether there is a lease, the buyer is very likely to get a property that cannot be moved in or used in time. This is because our country, including most other countries, recognizes that "sales do not violate leases", which means that a house sales contract cannot compete with a previously established lease contract. In practice, this point is ignored by many buyers and intermediary companies, and is also exploited by many sellers, causing many disputes.
4. Whether the house procedures are complete
The real estate certificate is the only certificate that proves the homeowner’s ownership of the house. It is not profitable for the buyer to trade a house without a real estate certificate. Extreme risk to the house. The homeowner may have a real estate certificate and mortgage or resell it. Even if he does not obtain it in the future, he can still mortgage and resell it. Therefore, it is best to choose a house with a real estate certificate for transaction.
5. Is welfare housing legal?
Housing reform housing, housing projects, and affordable housing are themselves policy housing of a welfare nature. There are certain restrictions on the transfer, and these houses There are certain national regulations on the nature of land and the scope of house ownership. The buyer must avoid conflicts between the sales contract and national laws when purchasing.
6. Whether property management fees are in arrears
When some homeowners transfer their houses, their property management fees, electricity bills and three gas (natural gas, heating, gas) fees have been in arrears for a long time, and A considerable amount of fees are already owed, and the buyer purchased the house without his knowledge. The buyer may have to bear all the fees.
7. Whether municipal planning affects it
Some homeowners may sell second-hand houses because they know that the house will face demolition in about 5 to 10 years, or that high-rise residential buildings will be built nearby. It may affect lighting, price and other municipal planning conditions before you rush to sell. As a buyer, you should fully understand the details when purchasing.
8. Whether the unit’s housing infringes the law
Generally, units’ houses include employee housing at cost price and standard price employee housing. Both land properties are allocated and should be transferred when transferring. Pay land use fees. Furthermore, units generally enjoy partial property rights for standard-priced housing, and when employees transfer the units, the unit enjoys the right of first refusal. If the buyer fails to pay attention to these, he may infringe the legal rights and interests of the unit together with the homeowner.
9. Whether the intermediary company violates regulations
Some intermediary companies provide intermediary services in violation of regulations. For example, when providing second-hand housing loans, they provide zero down payment services to buyers. All the money paid for the house can be fraudulently loaned out from the bank. The buyer thinks that he has taken advantage of it, but he doesn't know that if the bank discovers it, he may have to bear all the responsibilities.
10. Is the contract agreement clear?
Although the second-hand house sales contract does not need to be as comprehensive as the commercial house sales contract, some details should be clearly agreed upon, such as: the subject of the contract, Issues such as rights guarantee, house price, transaction method, liability for breach of contract, dispute resolution, signing date, etc. should all be fully considered