Fake, it belongs to fraud. Is to let you open Alipay, see your sesame credit, spend money, borrow money, have overdue records, and then inquire about your real name information. It's all done well. However, these behaviors just make you feel that they are more reliable and need to check so much information. In fact, these things they checked have nothing to do with your transaction, and there is no such requirement in the signed terms.