Patent certificate cannot be pledged, but valid patents can be pledged as intangible assets

Patent pledge process:

① Application stage. The applicant enterprise submits the application materials to the productivity center and the productivity center accepts the application materials submitted by the applicant enterprise.

② evaluation stage. First of all, Shanghai Pudong Intellectual Property Center and other units will evaluate the patents pledged by enterprises and submit the evaluation opinions. Secondly, the productivity center examines whether the enterprise meets the application conditions and has repayment ability from the aspects of materials, site, banks, customers and the government, and issues review opinions audited by the head of the department in combination with the evaluation opinions issued by the evaluation unit.

③ guarantee stage. The guarantee stage includes the formulation and approval of the guarantee scheme. First, the Productivity Center formulates the guarantee scheme, and then the guarantee scheme is approved by the Science and Technology Fund Management Office. After review, report to the New District Science and Technology Commission for approval; Then, the Productivity Center confirms the guarantee according to the decision approved by the Science and Technology Commission, and issues a guarantee confirmation document to the bank, but the amount of the guarantee does not exceed 8% of the pledged patent evaluation value; ? Finally, for the loan enterprises approved by banks, the Productivity Center signs guarantee contracts with banks and enterprises, and at the same time signs patent pledge and owner's credit counter-guarantee contracts with enterprises and owners.

④ contract registration and loan issuance stage. First of all, Shanghai Pudong Intellectual Property Center provides enterprises with the pledge of patent rights to the productivity center. Pledge contract registration or contract verification. Among them, the enterprise shall not transfer the patent right that has been registered or authenticated by pledge. Secondly, banks and enterprises handle loan procedures, and enterprises use funds as required. Finally, the productivity center will get a loan? According to the requirements, the enterprise guarantee information is reported to the Pudong New Area Science and Technology Development Fund Management Office for the record.