Users can check the information of auto loans in their own name by dialing the customer service number; users can also check the information of auto loans in their own name by asking the salesperson.

Yixin is a trademark of Beijing Yixin Information Technology Co., Ltd.

Application/registration number 17883620, service scope: repair cost assessment (financial assessment); financial assessment (insurance, bank, real estate); financial information; land vehicle sales on credit (financial lease); jewelry valuation; real estate Agency; guarantee; pawn; trust; financial services; insurance information.

Application date: September 11, 2015.

International classification: 36.

Applicant’s address (Chinese) Room 754, 755, Floor 7, Building 3, No. 6, Capital Gymnasium South Road, Haidian District, Beijing

Preliminary review announcement period number: 1512.

Registration announcement issue number: 1524.

Whether ***has a trademark: No.

Preliminary review announcement date: July 20, 2016.

Registration announcement date: October 21, 2016.

Trademark type: General.

Exclusive right period: October 21, 2016 to October 20, 2026

Car loan refers to a loan granted by a lender to a borrower who applies to purchase a car. Car consumption loans are a new loan method that banks issue RMB-guaranteed loans to car buyers who purchase cars at their authorized dealers. The interest rate of automobile consumer loans refers to the ratio of the loan amount to the principal issued by banks to consumers, that is, borrowers, for the purchase of self-use cars (non-profit family cars or commercial vehicles with 7 seats or less (inclusive)). The higher the interest rate, the greater the repayment amount the consumer will have to pay.

According to the regulations of the Central Bank, car loans are subject to the benchmark loan interest rate, but each financial institution can float within a certain range above and below the benchmark interest rate. The car loan period of major banks generally does not exceed 5 years. The interest rate of car loans directly determines the cost of people's loans, and thus becomes an important factor in deciding whether people take loans for consumption.