Will non-renewal of domain names affect personal credit records and lead to bank loan difficulties?

If the domain name is overdue three times in a row, there is basically no hope for a loan. Five years after paying off the credit card, the bad credit record will be Removed automatically.

What are the Chinese domain name loan platforms?

The Chinese domain name loan platform has Loan Bao. Loanbao is a trademark previously applied by Sichuan Alipay Network Technology Co., Ltd. in Class 42 and Class 36. Loanbao.China is a Chinese domain name registered by Sichuan Alipay Network Technology Co., Ltd.

The gang of Wang Weilin who loaned 270 million to Green Valley is still at large. Who is his protection?

On January 8, 2018, Green Valley Loan closed all bidding channels on the grounds of liquidation. The company's legal person Wang Weilin contacted creditors privately and informed the company that all financial investments would be made starting from January 8, 2018. He will no longer receive money back normally, and made an illegal promise to repay half of the money in half a year and settle it within one year, in an attempt to divert his illegal self-financing to private lending. After stabilizing most of the creditors and telling them not to call the police, Wang Weilin and his gang began to lay traps for creditors one after another. They engaged in illegal activities. So far, the local police still have not opened a case for investigation. The summary is detailed below: < /p>

1. On January 25, 2018 (a full 18 days before the platform incident occurred), the platform issued a 24-period repayment announcement. In response to questions about the previous commitment to settle the debt in 12 installments, Wang Weilin The answer is that the government comprehensively assessed his assets and forced him to repay in 24 installments (we have no way of knowing whether the government forced him to do so or which government department forced him to do so). The current situation is that he did not follow the announcement at all. The monthly repayment was paid in proportion to the remaining amount, and the repayment on May 10, 2018 did not follow the announcement of 2%, but Privately lowering the ratio to only 1%.

2. Starting from January 31, 2018, Wang Weilin and his gang conducted illegal domain name auctions in their own QQ group in the name of the government, and required the creditors of the auctioned domain names to pay a certain proportion of cash. , deceit upon deception.

3. Wang Weilin hired a large number of non-real creditors or tricked real creditors into posting various information in the QQ real-name group (according to Wang Weilin, there are people from the government assistance group in the real-name group) and various WeChat groups. Terrorist news and untrue information creditors trick them into debt-to-equity swaps, establishing new companies, auctioning domain names, etc., in order to reduce the number of real creditors, divide creditors, and ultimately cover up the fact that he is self-financing. So far, Green Valley Dai's account has not been disclosed in any way. All arrears, loans and even capital flows are all made by Wang Weilin, and creditors are completely at their mercy! Now Wang Weilin even wants creditors to agree to a full debt auction, which is extremely scary!

At this point, various signs indicate that Green Valley Dai and Wang Weilin himself are truly self-financing. The guarantee company announced on his website (currently the domain name of the platform has been auctioned), the various properties released, The loan bids for domain names and car properties are all false and are real self-financing. After the accident, he also carried out various chains and gathered all the manpower he could to form a gang.

Wang Weilin, the actual controller and legal person of the company

Wang Weilin was just a local gangster at first. He often followed several local gangsters to collect debts, and later started to work as a gangster on his own. The business slowly started to prosper, and later he even started his own company to raise funds through a blatant gang. Wang Weilin used the local black power in Lishui to dominate the party, and found some local gangsters to threaten the debtors by phone, follow them, follow them, and take all the debtors. They live together, monitor the debtor 24 hours a day, and kick the debt if anything goes wrong.

Lishui Green Valley Loan Wang Weilin’s method of raising funds is very simple. He uses virtual item domain names as a cover, falsely issues bids, and grants hundreds of thousands of credits for domain names worth tens or hundreds of yuan, or even One million, the interest rates on Green Valley Loan platforms rz.com and rongzi.com (both domain names have now been sold by him) are 30=40% higher than those on ordinary platforms. Many investors are tempted by the interest rates, so he What is the money raised from financing used for? He took over a batch of villas in Lishui without real estate certificates. As a result, the bank could not mortgage the villas and could not sell them. Finally, the incident came to light, but before the incident, he had already made preparations. He used the government to settle the 216 million debt. " "Green Valley Loan Incident", all the domain names that were granted credit at high prices on the platform were distributed to investors. The hundreds of thousands or millions of domain names obtained by investors were sold outside and no one wanted them at all.

Wang Weilin’s fund-raising routine 1: He first uses high interest rates to lure people who invest in financial management. Generally, the borrowing interest on the platform is 0.6-0.9% per year. The interest he gives to the domain name circle and local Lishui people is 1 Divided into 1/5, many people invested tens or even millions into his platform, lured by high interest rates.

Wang Weilin’s fund-raising routine 2: Wang Weilin also has the most important method, pretending to grant credit and loans to friends in the domain name circle. When the borrower transfers the domain name to his platform and then issues a bid, the borrower will also see his If the mark is full, you should be able to withdraw money, but he deliberately delayed the time, saying that he had gone to the platform's financial training and needed to be reviewed. . . . Waiting for excuses, the borrower finally couldn't wait any longer and said that you should return the domain name to me instead of taking out a loan. This just played into his trick, and he directly returned the domain name to the borrower, and the borrower would not make a fuss, but Many people don't know that this domain name has been granted a credit loan on the platform, and the money went into Wang Weilin's pocket. Of course, everyone knows that he put the borrowed money back.

Wang Weilin’s third fund-raising routine: Wang Weilin used the Green Valley Loan platform to distribute advertisements everywhere, attracting some rice farmers in the domain name circle to come for loans. When some rice farmers needed loans, he first granted credit on his own platform, and then issued loans. After the bid was reached, the loan was normally issued to the borrower, but he then transferred the loan domain name to other platforms for loans. The loans on mingyou.com alone were tens of millions, such as the second digit of the golden domain name 65.cn and 63.cn. After the Green Valley loan, Wang Weilin once again mortgaged the domain name to Mingyou. It was not until Wang Weilin's case happened and Mingyou auctioned these domain names that Jin Domain knew that his domain name had been mortgaged to Mingyou again. Famous.

Wang Weilin’s Fund-raising Routine Five: Wang Weilin bought many domain names with money from various channels. He granted high credit for his domain names on his own platform. For example, when he bought a domain name for 200,000, he directly purchased it himself. A credit of 2 million yuan (currently all these domain names have been given to investors in the form of debt according to the credit granted by the original platform).

Wang Weilin’s gang of 270 million is still at large. Who is his protective umbrella?

Can I get a loan for intellectual property rights?

Yes, intellectual property can be used as collateral for loans. Intellectual property is an intangible asset, including patents, trademarks, copyrights, software copyrights, domain names, etc. These assets can be used as collateral for loans to obtain financing support. Lending institutions will evaluate the feasibility of intellectual property as collateral based on its value and stability, and develop loan plans based on factors such as the lender's credit profile and loan needs.

It should be noted that the conditions and interest rates of intellectual property loans may vary from different lending institutions and countries. For specific loan needs, it is recommended to consult relevant financial institutions and professional lawyers to understand Relevant regulations and procedures. At the same time, lenders need to ensure that the intellectual property rights they hold are clear and stable, and there is no risk of infringing on the rights of others.

Can domain names be mortgaged for loans?

Yes, if you have a good domain name, it can solve the short-term financial problem. This is a new domain name repurchase model.

What is a .loan domain name?

1. What is a .loan domain name? What are the advantages?

The meaning of the loan domain name is: loan; borrowing; borrowing

2. What is the length of the loan domain name? What are the registration rules?

Some domain names have a minimum of 1 character, generally a minimum of 2 characters, and a maximum of 63 characters.

Only English letters (a-z, not case-sensitive), numbers (0-9), and "-" (the hyphen in English, that is, a horizontal line) are provided. Spaces and special characters cannot be used (such as!, $,,?, etc.), "-" cannot be used as the beginning and end. Note that Chinese domain names are actually registered after transcoding.

3. How long is the grace period for loan domain name renewal? How to renew a domain name?

The grace period for loan domain name renewal is 30 days. Domain names registered by our company can be renewed in the background to take effect.

4. Is there a redemption grace period (rgp) for loan domain names?

Yes, the grace period for .loan domain name redemption is 30 days.

5. How long will it take for a domain name that has expired and will not be renewed to be publicly registered again?

When the loan domain name expires, it will go through the following life cycle:

30-day grace period-----grace period for redemption within 30 days----- --5 days to wait for deletion

If the partner does not renew or restore the domain name, it will be re-registered to the public approximately 75 days after the expiration date. Please note that domain name re-registration should be on a first-come, first-served basis.

6. How to register a .loan domain name?

Registration through our company can take effect immediately.

7. Who can register a .loan domain name? Are there any special requirements/restrictions for registration?

Special requirements:

8. How long is the registration period?

The registration period ranges from 1 to 10 years

9. How long is the renewal period?

The registration period ranges from 1 to 10 years

10. Can I transfer a loan domain name? How to transfer?

Yes, loan domain names can be transferred. Please note that the validity period of the domain name will be extended for 1 year after the transfer is completed.

11. Does the website express provide internationalized domain names (IDNs) for loans?

IDN domain name registration is not supported for the time being