Bpic is Bohai Property Insurance Company. Bohai Property Insurance Co., Ltd. was established by Tianjin TEDA Investment Holding Co., Ltd., Tianjin Lian Jin Investment Co., Ltd., Tianjin TEDA Group Co., Ltd., Tianjin Bonded Area Investment Co., Ltd. and Northern International Trust and Investment Co., Ltd., which are powerful state-owned enterprises in Tianjin and Binhai New Area. The company was opened on June, 2005, and it is the first national property insurance company headquartered in Tianjin. Scope: Property loss insurance; Liability insurance; Credit insurance and guarantee insurance; Short-term health insurance and accident insurance.
In 2009, Bohai Insurance was named "Top Ten Most Growing Financial Institutions in China" by People's Daily Online.
20 10 Bohai insurance was awarded the title of "excellent competitive growth insurance company" in 20 10 series of activities of "20 10 selection of excellent competitive financial institutions" launched by China Commercial Daily and China Academy of Social Sciences.
At the end of 20 10, Bohai insurance was also recognized as "Tianjin famous trademark".
On September 20 16, Bohai property insurance was awarded the title of "Top Ten Insurance Companies in China with Value Growth in 20 15".
20 16 12, Bohai property insurance "elevator liability insurance" product won the title of "20 16 annual insurance product".
20 17 65438+ 10/7, Bohai Property Insurance won the "20 16 Model Tianjin Corporate Social Responsibility List-SME Financial Service Award".
20 17, 1 1, Bohai Property Insurance won two honorary titles: "Best Organization Award of 20 17 Insurance Industry Public Welfare Publicity Competition" and "China Insurance Industry 7.8 Public Welfare Contribution Award".
201818 On February 26th, Bohai Property Insurance won the "Excellent Activity Award" and "Insurance Poverty Alleviation Award" in the 2065 438+08 Insurance Industry Public Welfare Publicity Competition.
On September 27th, 2005, the China Insurance Regulatory Commission approved the opening of the company. On September 28th, Bohai Insurance went through industrial and commercial registration and obtained a business license with a registered capital of 550 million yuan. 10 10 month 18, Bohai Insurance opened.
On June 5438+ 10, 2006, Bohai Insurance participated in the All Risks Project of South-to-North Water Transfer Project.
On May 26th, 2006, the first branch of Bohai Insurance was established in Tianjin.
On June 28th, 2006, Binhai Branch opened, which marked that Bohai Insurance became the first property insurance company in China to open two branches in the same city. The establishment of Binhai Branch is a solid step for Bohai Insurance to respond to the call of the state and seize the opportunity of the insurance reform pilot area.
In May 2007, Bohai Insurance opened a national unified customer service telephone number 400-6 1 1-6666. When customers dial this number nationwide, they will receive services such as reporting, claims settlement, business consultation and complaints provided by Bohai Insurance.
How to choose an insurance company
1, solvency adequacy ratio
Solvency is well understood, that is, the ability of insurance companies to repay debts. Because we buy insurance as a guarantee of expectation, for insurance companies, this is equivalent to a "potential debt in the future". Once an accident is agreed, they will pay compensation. Solvency adequacy ratio is its quantitative index, which usually consists of core solvency adequacy ratio and comprehensive solvency adequacy ratio.
The core solvency adequacy ratio is the ratio of core capital to minimum capital, which mainly measures the adequacy of high-quality capital of insurance companies. The specific requirement of the CBRC is more than 50% (inclusive). The comprehensive solvency adequacy ratio has a wide range, which measures the overall situation of insurance company's capital. The comprehensive solvency adequacy ratio of qualified insurance companies should be above 100% (inclusive).
2. Comprehensive risk rating
Comprehensive risk rating refers to the overall solvency risk rating of insurance companies, which is divided into four grades: A, B, C and D. The higher the rating, the better. An insurance company is qualified only if its comprehensive risk rating reaches B (inclusive).
3. Claims service
After confirming the solvency of an insurance company, let's take a look at its claims service. This is related to whether you can get compensation on time after the insurance accident. Specifically, it can be judged from the insurance company's claim speed, claim process and service guidance.