One of the features is “one card, multiple accounts”. The Dr. King financial card integrates multiple savings types, multiple currencies, and multiple functions into one card. It uses the current deposit account corresponding to the debit card as the main account, and is associated with up to 100 local and foreign currency fixed current savings and personal loan sub-accounts. All accounts in the wealth management card can be operated with the card and the same password, which effectively solves the many inconveniences caused by multiple cards, multiple discounts and multiple passwords for customers.

The second feature is "self-service loans". The revolving self-service loan function meets the short-term financing needs of mid- and high-end customers. For example, if there is an automatic loan with the maximum amount, the relevant loan procedures should be handled according to the loan process. After the cardholder's maximum loan amount is approved and the loan agreement is signed, the cardholder can automatically cycle through loans below the maximum amount as needed. Effectively solve the problem of difficulty in obtaining loans for small and medium-sized enterprises, and at the same time help customers solve the problem of complicated loan procedures.

The third feature is "financial management can make you rich". As long as customers apply for a "Dr. Jin Wealth Management Card", they can transfer funds between all associated accounts, handle cash deposits and withdrawals, transfer settlement, shopping and consumption, agency payment, foreign exchange real offer trading, fund subscription, investment insurance, etc. A package of financial deals. Among them, functions such as automatic transfer of current excess to regular deposits and value-added financial management allow customers' idle funds to enter a new "deposit" stage of appreciation and value preservation.

The fourth feature is "no cash payment". Dr. King Smart Card is an upgraded version of Dr. King Financial Card. It is the first dual-interface financial IC card issued by China's financial industry that complies with the "China EMV Standard" and is also the first true electronic wallet. This card is an upgraded version of Dr. King's financial card, specially designed to facilitate cardholders' small-amount consumption (consumption amount not exceeding 1,000 yuan). No password is required for consumption, offline transactions are possible, no signature is required, and no change is required. Cardholders can save themselves the trouble of carrying cash and retrieving large amounts of change, while merchants can save the trouble of preparing large amounts of change and making change.

The fifth characteristic is “seeing a doctor without any worries”. With this card, participants can go to designated medical institutions for medical treatment and enjoy the preferential policies of the New Rural Cooperative Medical System. If participating farmers do not have enough funds to pay for medical treatment or hospitalization in full, they can use the Huinong social security card to apply for a farmer small loan (self-service) to pay for medical expenses, so that farmers can seek medical treatment with peace of mind.

Honorary Awards

2003 National Agricultural Bank of China Bank Card Best New Creative Award

2003 Third China Enterprise Planning Case Bronze Award

2004 First place in the Science and Technology Achievement Appraisal of the Head Office of the People's Bank of China

2005 China Banking Industry Innovation Award

2006 China Financial Brand Gold Award

2006 China Financial Culture Brand Gold Award

2006 Asia Bank Small Business Loan Outstanding Service Award

2006 China Financial Innovation Trademark

2006 China Independent Innovation Brand

2006 China Financial Annual Innovation Award

2007 Chinese Consumer Favorite Trademark

2007 Fujian Province Famous Trademark

2007 Chinese Consumer Favorite Trademark

2007 National Agricultural Bank of China Small Business Financial Service Brand

2008 China Top Ten Financial Specialty Products Award

2010 Dr. Jin won the "China Economic Top 100 List.*** and National "Top 20 independent innovative brands in 60 years" and "National Financial Achievement List in 60 Years. Sixty Chinese Financial Innovation Brands".

Top ten competitive brands in China's financial product market in 2011 and the most valuable model brand in China's financial services.