Rural Commercial Bank of Zhangjiagang is the country's first local joint-stock commercial bank restructured from a rural credit cooperative. It was established on November 27, 2001. It has 1 sales department, 34 sub-branches, 51 branches, a total of 86 branches and more than 800 employees. Since its establishment more than eight years ago, Zhangjiagang Rural Commercial Bank has followed the service concept of "accompanying you and achieving your success", actively played a typical demonstration role as a "test field" for rural financial reform across the country, solidly promoted reform and development, significantly enhanced its operating strength, and continuously improved its operating quality. , profitability has been significantly improved, and many core operating indicators have ranked among the first-class domestic commercial banks.

As of the end of 2009, the deposit balance of Zhangjiagang Rural Commercial Bank was 26.225 billion yuan, the loan balance reached 18.005 billion yuan, the capital adequacy ratio was 13.51, the core capital adequacy ratio was 13.20; the non-performing loan ratio was only 0.95, which was achieved throughout the year The total profit exceeded 600 million yuan, the after-tax profit was 519 million yuan, and the after-tax profit per share was 0.96 yuan. The core operating indicators continued to maintain the advanced level of domestic commercial banks. From 2006 to 2008, it was rated as a second-tier bank in the risk supervision rating of the China Banking Regulatory Commission. In 2007 and 2008, it ranked among the top 50 largest commercial banks in the country for two consecutive years. In 2009, Zhangjiagang Rural Commercial Bank won the honorary title of "Civilized and Standardized Service Demonstration Unit" issued by the Chinese banking industry, was rated as "China's Top Ten Rural Commercial Banks", and ranked first in the 2009 comprehensive assessment of Jiangsu Province Rural Credit Cooperative System. It ranked 49th among the top 100 banks in China assessed by the British "Banker" magazine in 2007, and ranked first in the comprehensive competitive strength evaluation of the Provincial Rural Cooperatives. Former Premier of the State Council Zhu Rongji, Vice Chairman of the National People's Congress Cheng Siwei, Vice Chairman of the China Banking Regulatory Commission Jiang Dingzhi and other leaders inspected rural commercial banks many times and gave positive comments.

As the pathfinder of China's rural financial reform, Zhangjiagang Rural Commercial Bank has always been adhering to the spirit of "one step ahead and persevering", forging ahead and making continuous breakthroughs in various fields of rural financial reform. In 2009, Zhangjiagang Rural Commercial Bank's telephone banking was fully upgraded, and the short number "96065" provided customers with more comprehensive services; in the same year, it launched online banking and owner collection services, and innovated new credit products such as trademark rights pledge loans and vegetable greenhouse mortgage loans; It was the first financial institution at the same level in the country to launch the "Jujinbao" physical gold business; it was the first among the country's rural commercial banks to obtain fund agency qualifications.

Since 2008, Zhangjiagang Rural Commercial Bank has begun to actively and steadily promote the cross-regional development strategy, moving from a local rural financial institution to a regional modern rural financial enterprise, and has strategically invested in Jiangsu Xinghua Rural Cooperative Bank. , Anhui Xiuning Rural Cooperative Bank, invested in Kunshan Rural Commercial Bank and Changchun Rural Commercial Bank, established the first batch of rural commercial bank off-site branches in the province - Tongzhou Branch, and served as the main sponsor, respectively in Shouguang City, Shandong Province and Donghai County, Jiangsu Province Each village bank will be established. In 2009, Zhangjiagang Rural Commercial Bank made a historic breakthrough in its cross-regional development. On October 16, it opened the Suyu Branch, the first rural commercial bank branch in northern Jiangsu. It was praised by leaders at all levels as "a pioneer in cross-regional development." , "A milestone in financial north-south linkage support." On December 1, the Zhangjiagang Rural Commercial Bank’s Qingdao Jimo Branch, the first out-of-province branch opened by a rural commercial bank in a developed coastal area, grandly opened, marking that Zhangjiagang Rural Commercial Bank’s cross-regional development has set sail and begun its expansion in China. Lay out the future on the map. In 2010, Zhangjiagang Rural Commercial Bank will further increase the pace of cross-regional development and make every effort to promote listing, "based on Zhangjiagang, covering Jiangsu Province and radiating throughout China", and moving towards regional modern rural finance featuring small and medium-sized enterprise banks and retail banks. The company's goals are making great strides.