Generally speaking, as long as there are financial products, there will be certain risks, so the prosperous financial products of postal services will also have certain risks, but this risk is very small. Postal Prosperity Wealth Management Product This product is a bank wealth management product, and its security is still relatively high. This kind of products, due to return the principal and dividends. There will be a certain income, similar to the bank's interest rate, or maybe less, but there will be no loss of the due principal.

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In order to meet customers' investment and wealth management needs, banks have continuously introduced various wealth management products for customers to choose from. Postal wealth real estate products are financial products designed for customers with increasing income and flexible term. The product has the advantages of profitability, safety and liquidity, and can fully meet the dual needs of investors for profitability and liquidity. It is the preferred cash management tool for customers. The above is an introduction to the thriving postal financial management. The interest-bearing function of this product well matches the uncertain investment period of the product. According to the actual duration of each financial fund when the investor redeems, the corresponding applicable interest rate grade is calculated, and the customer can decide the redemption time of the fund according to the use of his own funds.

This product includes "new and new item capacity" and "new and new item capacity B". It is a flexible term wealth management product with increasing income, which integrates the advantages of profitability, liquidity and security, and is one of the preferred cash management tools for customers.

Product highlights: increasing wealth, free term and enjoyment.

Product advantages: stable investment and strong liquidity; Eight-speed cycle, flexible control; The profit of a day is gradually increasing; Daily income accelerates wealth.

Product features:

(1) profitability: increasing income and maintaining value. The rate of return increases with the increase of holding time. The longer the holding period, the higher the income. The daily income and interest are calculated in stages. The shortest term spans one week, which can maximize the capital appreciation. According to the actual duration, the highest annualized rate of return is expected to be 2.0%-4.4%.

(2) Safety: Steady investment and low risk. The main investment directions of funds raised by this product are government bonds, financial bonds, central bank bills, interbank deposits, interbank lending, trust plans, special account products of fund management companies, asset management plans of insurance asset management companies, etc.

(3) Liquidity: the redemption application is flexible and free. T-day purchase, T-day confirmation of deduction; Redemption on t day, confirmation on T+ 1 day, arrival on T+2 day, and no handling fee for purchase and redemption, which makes up for the lack of liquidity of traditional wealth management products.