In fact, Yiwu self-employed households only need to open an account in 9 yuan, and you can conduct annual review by yourself in the later period. Thousands of accounts are disorderly quotation. The most detailed introduction in China is yiwufinance

our understanding of individual industrial and commercial households, the main function of which is to transfer them to ourselves, because there are many requirements in foreign countries, which are public to public, not public to private. Will the company be worried about transferring them to individuals, because transferring individuals directly to your personal account is not a company account, so customers will be worried. As far as we know, many customers have received US dollars by themselves and transferred them to China by themselves, which is the main function. There are many people in China who do this now, which can easily convert foreign exchange into RMB or convert US dollars and euros into RMB. The most important thing is to master everything. Self-employed individuals and NRA are gold partners, and NRA receives large US dollars, and self-employed individuals receive small US dollars below 5,. NRA can mainly refund taxes, but self-employed individuals in Yiwu cannot refund taxes. If customers don't mind remitting money to individuals (or yourself), For example, the payee in your PI invoice for foreigners is YE JUNCHENG, not a company. Yiwu self-employed individuals are the most suitable, and there is no annual review fee, which is very suitable for SOHO,NRA accounts are domestic foreign currency accounts, and Yiwu self-employed individuals are foreign currency accounts with domestic personal names

1 The main disadvantage of Yiwu self-employed individuals is that the settlement platform closes at 4: 3 pm, so they cannot settle foreign exchange after 4: 3 pm.

2 Self-employed accounts can receive foreign exchange, but they can't be transferred in US dollars. Therefore, if your US dollars need to be settled in RMB, you can use the self-employed account directly. If US dollars need to be remitted to the factory for tax refund or foreign customers don't accept remittance from personal accounts, you can use NRA offshore account.

Before opening an account in Chouzhou, you must check whether it will be linked.

If your self-employed Yiwu opens a Chouzhou bank passbook card, You can't add a bank card to PAYPAL, which means that you have been associated with PAYPAL (that is, you may have owed money to PAYPAL, but now you still use the same MOB, etc.). I tell a story. A friend of mine used to make Putian shoes, and after selling them abroad, because the transportation took the slowest kind, the foreigner forgot it, and he went to get the goods one month late, and the goods were lost, so the foreigner asked us to pay for it. As a result, there was nothing we could do. Foreigners could only complain to PAYPAL and get the money back, but we owed PAYPAL more than 1 dollars here. Later, of course, this account was not used. After two years, when applying for individual industrial and commercial households, I found that I could not add the bank card of Chouzhou Bank to withdraw cash. As a result, I contacted PayPal twice. The first time PayPal said that it was a problem with our process. The second time, PAYPAL's supervisor said: Do you remember the $1, you owed a few years ago? Although the account numbers are different, one is my mother's account number and the other is my own ID card, but for the convenience of the map, all of them are used, so PAYPAL associates MOB or IP. If you have such a situation before, you'd better open a new account with someone else's ID card to avoid wasting money to open a second account by being linked.