The cars marked by Pacific Automotive Network refer to the vehicles insured in the insurance. The vehicle insured by the insurance company is usually called the subject matter. When the policy holder applies for insurance, the insured subject matter is the property related to the insured object, or the interests related to it, and is the carrier of insurance interests.

The subject car refers to the vehicle insured in the insurance. The vehicle insured by the insurance company is usually called the subject car.

When the policyholder applies for insurance, the insured subject matter is the property related to the insured object, or the interests related to it, and is the carrier of insurance interests.

The subject of an insurance is the object of the insurance. Generally, there are two categories: property and its related interests, and human life and body. Different insurances have different insurance subjects. It can be a house, a car, the right to use a trademark, a patent, etc. It can also be a person's lifespan, body, etc.

The subject matter of insurance will affect the risk assessment of the insurance and is also an important factor in claims settlement.

1. The subject matter of insurance is, in property insurance, the property of the insured and the interests related to the property; in personal insurance, it is human life or possible diseases and retired people; in liability insurance, is the insured’s civil liability for damages.

2. The legal significance of taking the insured subject matter as the basic clause of the insurance contract is to: determine the type of insurance contract, clarify the scope of the insurer’s underwriting liability and the application of insurance law provisions; determine whether the policy holder has insurable interests and Whether there is moral hazard; determining the insurance value and compensation amount; determining litigation jurisdiction, etc.