The core role of the social credit system is to record the credit status of social entities, reveal the credit strengths and weaknesses of social entities, warn social entities of credit risks, and integrate the entire social force to praise integrity and punish dishonesty. The following is a self-examination report on the construction of the unit's social credit system that I compiled. Everyone is welcome to refer to it! Self-inspection report on the construction of the unit's social credit system:
Integrity is the foundation of one's life and the foundation of a country. Integrity is socialism Moral norms and symbols of modern social civilization. In order to speed up the construction of our city's social credit system and create "Integrity Xuzhou", in late August 20xx, some members of the Social and Legal Affairs Committee of the Municipal People's Political Consultative Conference organized some members, under the leadership of Vice Chairman Gong Fangquan, to conduct a review of the construction of our city's social credit system (focusing on Corporate Integrity) conducted a special survey. The research team listened to briefings from the economic and trade, industry and commerce, taxation, quality supervision, finance and other departments, and made on-site inspections of Jiulong Group, Quanshan District Credit Guarantee Company and other enterprises and institutions. The members unanimously believed that integrity is the lifeline of the development of the socialist market economy. If an individual breaks trust, it will harm others; if an enterprise breaks trust, its business will fail; if society breaks trust, everyone will be in danger. If the government loses its trust, the rule of law will be difficult to enforce and authority will not be established. Currently, there are many problems in the credit construction of our city, which not only affect the soft investment environment of our city, but also directly hinder the rapid economic and social development of our city. We need to speed up the construction of our city's social credit system and create the trend of "Integrity Xuzhou" It must be done without delay. In response to the existing problems, the committee members spoke frankly, offered ideas and suggestions, and put forward many good opinions and suggestions. The report on this survey is now as follows:
1. The current status of the city’s credit system construction
In recent years, under the unified deployment of the municipal party committee and the municipal government, all levels of the city Starting from improving the soft investment environment in Xuzhou, relevant departments have successively carried out a series of activities, made unremitting efforts to build the city's credit system, and achieved certain results, mainly in the following aspects:
(1) Integrity publicity is gradually carried out. The city's news media widely publicized the "Implementation Outline for Citizens' Moral Construction" to further promote citizens' integrity education; the taxation department carried out a publicity campaign on "Paying taxes with integrity, benefiting the country and the people"; the quality supervision department launched a campaign with the theme of "Looking at the Window for Integrity Construction" education activities; the financial department published a special edition on integrity education in "Xuzhou Daily" and held an essay contest with prizes for integrity; 1,200 "contract-abiding and trustworthy enterprises" in our city jointly issued an initiative to advocate that our city's enterprises shape the "honesty and trustworthiness" The publicity, economic and trade, industry and commerce, price and other departments also jointly launched the "No Counterfeit Products in Hundreds of Cities and Thousands of Stores" campaign to create a new image of our city's trade and circulation industry. The implementation of these activities has achieved good publicity effects to a certain extent.
(2) Credit supervision continues to increase. In order to strengthen the management of corporate credit, the industrial and commercial department established the Enterprise Credit Management Association to carry out work around the qualifications of corporate entities, ability to perform contracts, credit status, record of breach of trust, etc.; the tax department established a Tax Credit Level Management Committee to conduct corporate tax registration, Credit information such as invoice management is collected and managed; functional departments such as finance, quality supervision, courts, and customs also specifically collect and manage corporate credit information. In July 20xx, 17 departments including the Municipal Administration of Industry and Commerce and the Economic and Trade Commission jointly issued the document "Opinions on the Establishment of Enterprise Credit Engineering Management System in Xuzhou City", which initially established regular exchanges of credit information between departments. Information sharing system. The Municipal Quality Supervision Department continues to increase the investigation and crackdown on untrustworthy behaviors such as "making and selling counterfeit goods, and confusing the real with fakes"; the Municipal Office of Combating Financial Debt Evasion has strengthened the punishment of untrustworthy enterprises, making the city's outstanding debt evasion balance higher than last year. A decrease of 82.7%; the industrial and commercial departments have carried out centralized management and rectification of untrustworthy and illegal behaviors in the market, further standardized the market transaction order, and created a relatively fair competitive environment for enterprises.
(3) Credit services are more extensive. The industrial and commercial department insists on carrying out enterprise confirmation activities of "honoring contracts and keeping promises" and has established an enterprise registration inquiry database to provide the public with enterprise credit information. In order to better provide financing services to enterprises, the credit intermediary service industry has developed steadily. At present, 9 credit guarantee companies have been established in the city, guaranteeing more than 200 loans for nearly 100 companies, with a cumulative loan amount of 288 million yuan, and there is no compensation or recourse. Among them, the Quanshan District Private Individual Guarantee Company has been designated as the third batch of national credit guarantee company pilot units by the State Economic and Trade Commission.
(4) The image of government integrity is gradually gaining popularity. In accordance with the purpose of "standardization, efficiency, integrity, and convenience for the people", the municipal government established an administrative approval center in October 20xx. 26 departments involved 365 administrative approval projects for centralized approval, which greatly improved the efficiency of approval; all departments of municipal agencies We have actively devoted ourselves to improving the soft investment environment and actively accepted democratic reviews and solicited opinions from the masses for two consecutive years, further improving the government's image of integrity in the minds of the masses.
2. Main issues restricting the construction of our city’s social credit system
While fully affirming the achievements, we should also be clearly aware that the construction of our city’s social credit system is still in the stage of development. In the initial stage, the phenomenon of lack of integrity and moral failure was still prominent in some industries and departments, and bad credit was still a weak link in the city's economic and social development. The main manifestations are:
(1) Repeated breach of trust. Mainly manifested in the production and sale of counterfeit goods by enterprises, breach of contract, malicious debt evasion, tax evasion, false contracts, price fraud, etc. These problems involve enterprises, individuals, and even a few government departments. For example, from 20xx to 20xx, 93.39 million yuan in evaded local taxes were collected in the city; at the beginning of 20xx, there were 1,248 companies in the city that evaded financial debts, with an amount of up to 4.5 billion yuan, accounting for more than 20% of the province's evaded debt balance. , is the "hardest hit area" in the province. Financial institutions such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, Construction Bank, and Bank of Communications have written to the municipal government twice, requesting immediate correction of seven typical cases, including Jiawang Tongniu Cement Manufacturing Co., Ltd. Enterprises' debt evasion and debt evasion have had a negative impact on our city's investment and financing environment; economic fraud has also become more serious. From 20xx to the present, the industrial and commercial administration departments have investigated and dealt with 863 cases of trademark infringement and 909 cases of false advertising. 2,173 cases of counterfeiting and shoddy products were investigated and dealt with, involving a total amount of 30.96 million yuan, and the Consumer Association received more than 8,000 complaints.
(2) Lack of unified credit information database. Enterprise and personal credit information is scattered in functional departments such as banks, industry and commerce, taxation, quality supervision, courts, etc. Each department has its own credit collection and management methods. It has not yet reached interconnection and complete sharing. Any one of them has It is impossible to obtain all the credit information of an enterprise or individual. If a credit investigation is carried out, the credit investigation will be repeated and the cost will increase.
(3) Credit evaluation standards are different. Credit information management departments have their own evaluation methods. For example, the taxation department divides tax-paying enterprises into four credit grades: A, B, C, and D; the industrial and commercial department divides enterprises into four categories: green card, blue card, yellow card, and black card. . Finance, quality supervision, etc.
Departments also have their own assessment methods. There is a lack of a coordinated assessment agency and assessment method. Often one department identifies a trustworthy enterprise and using another department's standards to evaluate it may be a breach of trust. For enterprises, it is easy to cause conflicts in credit rating evaluations.
Research report on accelerating the construction of our city’s social credit system Research report on accelerating the construction of our city’s social credit system
(4) Credit management is not perfect enough. Most enterprises have not established a credit management mechanism and have no dedicated personnel to collect credit files of trading partners. They lack systematic and scientific research on credit terms and customer risks. Government departments also lack guiding policies and measures for credit management. A small number of market intermediaries cannot operate normally, and some are handbag companies and shell enterprises; some intermediaries have irregular management, weak credit awareness, and arbitrary performance; some intermediary consulting agencies even provide false information to customers.
(5) The demand for credit products is not strong. Since the city's industrial and commercial department launched credit reporting services, more than 3,000 inquiries about corporate credit status have been made to the industrial and commercial bureau every year, but most of them are from administrative and judicial agencies or law firms inquiring about the company's registration, business scope and other identity information. Credit information inquiry records used for market transactions account for only a small part.
On the surface, the current lack of integrity is the result of profit-driven, but behind it are profound cultural, institutional and management reasons: the weakening of citizens’ integrity and moral education, the lack of overall quality of citizens High; enterprises have weak awareness of trustworthiness, lack of internal credit management, and lack of awareness of credit risk prevention; the current legal system is imperfect and law enforcement is weak; the incentive mechanism for trustworthiness and the punishment mechanism for breach of trust are imperfect, and the cost of breach of trust is too low; the social credit management system is chaotic, etc. , thus leading to aberrations in moral behavior and disordered market transactions, affecting the integrity image of our city.
3. Several suggestions for accelerating the construction of our city’s social credit system
In recent years, strengthening the construction of the social credit system and creating a good credit environment has attracted widespread attention from all walks of life. . Advanced regions represented by Shanghai have taken the lead in taking solid steps in building a social credit system, providing experience that our city can learn from in accelerating the construction of a social credit system. If our city wants to achieve rapid economic and social development and strive to become the strategic goal of "two firsts" in Jiangbei, it must attach great importance to the construction of "Integrity Xuzhou" and further establish and improve the social credit system. To this end, the following suggestions are put forward:
(1) Strengthen the integrity education of the whole people and vigorously create an atmosphere of honest and trustworthy public opinion
Strengthening the integrity education and strengthening the awareness of credit is the key to accelerating the " Effective measures and reliable guarantees for the construction of "three civilizations" and the realization of Jiangbei's goal of leading the "two firsts". It is necessary to carry out the "Integrity Xuzhou" series of educational activities with great fanfare in the city in conjunction with the city's theme education activities, and make it the central task of improving the soft investment environment in our city this year. It is necessary to make unremitting efforts to promote integrity promotion activities as a long-term work, and integrate the integrity promotion activities of finance, industry and commerce, taxation and other departments so that all levels of society and different departments can coordinate and cooperate with each other to form an overall synergy. September of each year can be selected as the Integrity Publicity Month, and September 20 (National Citizen Moral Publicity Day) as the "Xuzhou Integrity Day". All units and departments should concentrate their efforts and efforts to carry out comprehensive and in-depth publicity activities and vigorously advocate The thoughts and consciousness of being honest and trustworthy, seeking truth and pragmatism, enhance people's concept of credit, be trustworthy in speaking, being honest, and doing things with integrity, striving to become "honest Xuzhou people". It is necessary to focus on strengthening the integrity education for economic entities with the content of "promoting business with integrity", and guide enterprises and individual industrial and commercial households to establish and practice the concept of integrity so that they "do not make false accounts", "do not make or sell fakes", and "do not evade taxes" ” and “not evading debts” have become the conscious actions of enterprises and individuals. The majority of news media should use the resources of credit ethics in my country's traditional culture to carry out in-depth and long-lasting education on moral thoughts, moral beliefs, and moral norms among all citizens and enterprises, vigorously publicize the importance of strengthening the construction of the social credit system, and promote the development of the social credit system in the whole society. Create a public opinion atmosphere in which "honesty is glorious and breach of trust is shameful". Party and government organizations at all levels must regard the construction of the credit system as a long-term task, and must grasp it to the end to achieve results.
(2) Integrate credit resources and establish a sound credit management system
Accelerating the construction of our city’s social credit system is a long-term systematic project that requires unified leadership, unified planning, and unified standards, establish and improve the credit management system, and establish an e-government information disclosure system with relevant government departments as the main body; a peer self-regulatory credit system with industry associations or enterprises as the main body; and credit intermediaries as the main body. The market credit service system will eventually form a social credit system based on the government, industry, and intermediary agencies to achieve joint collection of credit information, professional evaluation, and credit disclosure.
1. Establish a comprehensive coordination organization. The construction of the social credit system involves all levels and different departments of society. Only under the unified leadership and planning of the government can a city-wide unified and complete social credit system be built. It is recommended to establish a "Xuzhou City Credit System Construction Leading Group", with the mayor or relevant deputy mayor as the leader, and the economic and trade, industry and commerce, taxation, banking, quality supervision, justice and other departments as governing units. The leading group will have offices under it and transfer some The municipal government office is composed of personnel and is responsible for the coordination of credit supervision and services among various functional departments, formulating relevant policies and systems for the construction of the credit system, and accepting complaints from the public to relevant departments and units.
2. Strengthen the integration and management of credit information resources. Under the guidance of the Municipal Social Credit System Construction Leading Group, led by the Municipal Industry and Commerce Bureau and the Municipal People's Bank of China, the Xuzhou Credit Information Management Center was established.
Specifically operated by the Credit Information Management Center, relying on the municipal website or Pengcheng Window Network, adopting a government-promoted and market-oriented operation model, a "Xuzhou Integrity Network" with advanced technology, complete functions, and flexible operation will be established to integrate industry and commerce, taxation, and quality supervision. The respective credit management databases of , banks and other departments are connected to the "Xuzhou Integrity Network", so that the industrial and commercial departments collect information on enterprise registration, compliance with contracts and keeping promises, banks collect loan repayments, risk records, mortgages or guarantees, and the quality supervision department collects The credit information collected by functional departments such as quality inspection and administrative penalty records are regularly submitted to the "Xuzhou Integrity Network", and they are responsible for the authenticity and accuracy of the information provided, making the "Xuzhou Integrity Network" a veritable city-wide information data and Information authority. In order to ensure the integrity of credit information, the credit management center should also collect, organize and store credit information resources scattered in various functional departments, build a retrieval platform for corporate credit and personal credit, and achieve effective allocation and comprehensive utilization of resources.
3. Establish a credit evaluation system. The credit rating system is an important part of the construction of the social credit system. However, our city currently lacks an authoritative credit rating agency. We must use administrative means to promote the creation and development of the credit rating system and adopt market-oriented mechanisms and corporate operations. Xuzhou Credit Rating Co., Ltd. was established as a third-party intermediary agency. The Credit Management Center is responsible for the organization and management of the city's credit evaluation. It integrates the credit rating evaluation standards of the industry and commerce, taxation, finance and other departments, unifies the evaluation standards and methods, and collects them in a unified format. Corporate and personal credit information. Make the assessment operation implement a unified indicator system, unified assessment level, unified charging standards, and unified announcement of assessment results to the public to ensure the integrity of social credit assessment and the authority of the assessment results.
4. Carry out credit inquiry services and promote the sharing of information resources. All credit information providing departments must follow the requirements of the Credit Management Center and speed up the pace of departmental information networking to avoid waste of resources and duplication of construction. Credit information can be differentiated between different situations, and free or paid inquiry services can be provided. Credit information can be divided into two categories: one is free information, such as company registration, business scope, number of employees and other identity information, as well as social public information Records, etc., the public can directly inquire for free through the "Xuzhou Integrity Network"; the other type is paid information, such as business credit records of enterprises and individuals, quality inspection status, industrial and commercial behavior records, major civil, administrative, and criminal litigation actions, etc. Special credit records, this kind of information is provided for a fee when the inquiry unit or individual applies to the Credit Management Center.
(3) Employ incentives and constraints simultaneously, and establish and improve the "integrity" supervision system.
First, we must activate the trustworthy incentive mechanism. For enterprises and customers with good credit status, financial departments can increase credit lines, provide credit loans, and open green channels; industrial and commercial systems can be exempted from daily inspections and annual inspections; credit guarantee institutions should actively provide credit guarantees to honest customers and reduce physical Guarantee and reduce guarantee rates; the Municipal Social Credit System Construction Leading Group Office can regularly commend honest and trustworthy enterprises, form a system, and publicize it widely through the news media.
The second is to establish a breach of trust warning and punishment restraint mechanism. All enterprises that have been classified as yellow cards or black cards by the industrial and commercial department, those that have been identified as needing to be exposed by the Municipal Joint Meeting of Financial Claims Management Presidents for evading debts, and those that have been classified as D-level by the taxation department and other serious untrustworthy behaviors will be included in the list. The "blacklist" will be included in the warning system by the Municipal Social Credit System Construction Leading Group Office, given a warning, and announced to the public in a timely manner through the "Xuzhou Integrity Network". For untrustworthy enterprises that are included in the warning system and given warnings, administrative law enforcement agencies must impose administrative penalties, and in serious cases, transfer them to judicial agencies for criminal liability. Those with poor credit are not allowed to serve as leaders of enterprises, and operators who violate their trust are not allowed to engage in business activities within a certain period of time; "death files" of companies whose licenses have been revoked are established to prevent these companies from engaging in credit fraud in society again.
The third is to cultivate and regulate market intermediaries.
The industrial and commercial administrative departments must effectively strengthen the cultivation, standardization and supervision of real estate agencies, accounting firms, credit assessment companies, credit guarantee companies and other intermediary agencies, pay attention to solving the credit problems of credit intermediary service agencies themselves, and seriously investigate and deal with intermediaries issuing false credit Prove, false assessment, false authentication and other illegal activities, establish and improve the market access and exit system for various social credit service intermediaries, focus on giving full play to the self-discipline role of industry associations and trade chambers of commerce, and promote the healthy development of credit intermediaries.
The fourth is to further rectify the credit order. The core of rectifying and standardizing the market economic order is to rectify the credit order. For illegal and untrustworthy behaviors such as counterfeit production and sales, credit fraud, etc. that have serious consequences, administrative and judicial organs must actively intervene, cooperate closely, strike hard, and focus on rectification. Coordinate the relationship between finance, enterprises and relevant functional departments, further standardize the behavior of enterprise restructuring, and severely crack down on the phenomenon of evading bank debts through restructuring; administrative and judicial organs should assist the financial sector to increase penalties, try their best to solve non-performing loans, and *** Create a financial safety zone in Xuzhou and create a good credit investment environment.
(4) Give full play to the important role of the People's Bank of China
Financial credit is the pillar and main credit of the construction of the social credit system. Among the credit information materials, the credit information materials of enterprises and individuals It is one of the most important credit information. The People's Bank of our city has initially established a relatively complete corporate credit consultation system and a standardized corporate credit assessment system, and has implemented a nationwide online inquiry. Currently, there is a lack of personal credit information. In terms of social credit construction, the People's Bank of our city has accumulated rich experience. It should also continue to strengthen cooperation with various municipal functional departments under the unified guidance of the government to further improve the collection, storage and consultation system of credit information. On this basis, we will accelerate the construction of the corporate credit system, expand the capacity and establish a personal credit service center, build a unified and standardized personal credit credit information database platform, and assess the credit value of individuals. At the same time, it is necessary to give full play to the supervision and guidance role of the People's Bank of China, coordinate the close cooperation of various commercial banks, gradually establish and improve the credit information system of enterprises and individuals, and contribute more to the construction of the social credit system of our city.
(5) Accelerate the transformation of government functions and create an honest government
Government credit has a demonstration effect in society. It should be combined with the city's ongoing "Ten Thousand People Evaluation Organ" activity to Further strengthen the construction of "integrity government", promote the accelerated transformation of government departments' functions, and improve the government's credibility. At the same time, the government should give full play to its leading role in the construction of the credit system.
First, administration according to law and standardizing government behavior. Further clean up and rectify government administrative approval projects, clean up and standardize government documents; standardize administrative fee management, and cancel unreasonable administrative fees, fines, and assessments. The second is the transparency of government affairs. Comprehensively implement the openness of public information from government departments to the public, implement the public announcement system, notice system and notification system for government decision-making, and continuously expand channels to reflect social conditions and public opinion through decision-making hearings, expert consultation meetings, e-government networks and other channels, and improve Government decision-making should be scientific and a sound democratic decision-making mechanism should be established. The third is integrity and efficiency. Governments and civil servants at all levels must practice their own actions, set an example and win the trust of the people; they must be honest, honest, efficient and pragmatic, convenient for the people, and resolutely overcome formalism and officialism; accelerate the reform of state-owned enterprises, and strive to solve the problem of indiscriminate political affairs and the incompatibility between government and enterprises. The phenomenon of separation, management and handling without distinction. The fourth is to strengthen administrative responsibilities. Strengthen power supervision, judicial supervision and democratic supervision, strengthen the investigation and punishment of breach of trust and breach of trust by government departments and their staff, establish an administrative accountability system, and improve the supervision and restriction mechanism of administrative behavior.
(6) Accelerate the process of credit legislation and improve the legal guarantee system of "Integrity Xuzhou"
The legal system and integrity are the two pillars of the market economy. Therefore, it is necessary to study and formulate relevant laws, regulations and policies for the construction of the social credit system as soon as possible, formulate unified standards and methods for corporate credit reporting and personal credit reporting; stipulate the collection methods and scope of social credit information and the handling of corporate business secrets and personal privacy. ; Rights, obligations and responsibilities for the analysis, compilation, disclosure and use of social credit information; legal responsibilities for providing credit distortion; clarifying through laws and regulations which government department supervises credit reporting agencies and how to supervise them, etc.
In this regard, we can learn from the experience of credit legislation in advanced cities such as Beijing and Shanghai, and make full use of our city’s advantage of local legislative power. It is recommended that the Legal Affairs Committee of the Municipal People’s Congress or the Legal Affairs Office of the Municipal Government draft the “Xuzhou City "Implementation Opinions on the Construction of the Social Credit System" and other local laws and regulations, formulate a series of systems on the rights and obligations of credit entities, market access, credit collection, credit records and transfers, credit rating assessment, etc., and initially build a social credit system The legal framework will further promote and standardize the construction of our city's social credit system, and establish and improve the legal guarantee system for "Integrity Xuzhou". Self-examination report on the construction of the social credit system of the unit:
According to the "**** County Implementation of the "20xx-20xx Work Plan for Establishing and Improving the Punishment and Prevention of Corruption System" Task Decomposition Plan" ** Committee [20xx ] In accordance with the spirit of Document No. **, our bureau actively cooperated with the County Economic and Trade Bureau. Under the leadership of the Economic and Trade Bureau and combined with the actual situation of our bureau, we carried out corresponding work on the construction of the social credit system.
1. Conscientiously implement the main spirit of the meeting and documents and clarify relevant responsibilities.
After the release of "**** County's Task Decomposition Plan for Implementing the "20xx-20xx Work Plan for Establishing and Improving the Punishment and Prevention of Corruption System"" ** Committee [20xx] No. 80, the bureau leaders held a timely meeting The overall cadres and workers meeting announced the implementation of the main spirit of the meeting, and decomposed and implemented the corresponding responsibilities and goals and tasks of each functional unit in the construction of the social credit system. In order to strengthen and advance the work, the bureau also established a leading group for the construction of the social credit system of the County Development and Reform Bureau with the director as the team leader, the deputy director in charge as the deputy team leader, and the heads of the industrial, comprehensive, office and other business functional units as members.
2. Vigorously promote the use of credit products and enhance corporate awareness of trustworthiness.
According to the spirit of the ** Committee [20xx] Document No. **, we made corresponding work arrangements and adjustments in a timely manner and incorporated the document requirements into our daily work. In project bidding activities, bidding agencies are required to check corporate credit reports, and implement "one-vote veto" for companies with low credit ratings and bad records such as bid rigging and bid rigging. Through the above-mentioned work and measures, enterprises have been better encouraged to behave trustworthy and strengthened their credit awareness.
3. Create integrity agencies to enhance government credibility.
In recent years, our bureau has taken the construction of government integrity as the starting point, striving to build the image of an honest agency and enhance the credibility of government actions. The first is the transparency of government affairs. All administrative approval, verification or filing work handled in our bureau, from the basis to the procedures, and the final results, are disclosed to the public and administrative counterparts, and are subject to public supervision on the website; second, the implementation of time-limited settlement. Implement a time-limited settlement system for project administrative approval and approval work, and implement special handling for urgent and serious incidents, or even handle them on the spot; third, implement administrative efficiency supervision and accountability for errors and mistakes. Since last year, our bureau has internally formulated and issued the "Effectiveness Supervision Mechanism" and the "**** County Development and Reform Bureau Performance Appraisal Plan". The two measures clearly stipulate the scope and methods of administrative efficiency supervision of agencies and staff, as well as fault The system of accountability and accountability for mistakes has played a huge role in promoting and institutionally guaranteeing the creation of honest, efficient, and clean institutions and improving the government's credibility. The efficiency and quality of agency work have been significantly improved compared to the past.
4. Strengthen personal integrity awareness and boost social integrity.
For a long time, especially after our county put forward the requirements for building a social credit system, our bureau has taken the construction of personal integrity as a breakthrough and worked hard to boost social integrity. The first is to strengthen integrity education and enhance integrity awareness for individuals. The director often preaches to the overall officials at official meetings, elaborating on the principles of "doing things before being an official, and being a human being before doing things", and "integrity is the foundation for people to settle down and live in life", and commend people who are dedicated to their jobs, honest and trustworthy, and thing. A social atmosphere has gradually formed in the agency where "those who keep their word are honored, those who are untrustworthy are ashamed, and those who are untrustworthy are worried"; secondly, it is required that "development and reform personnel" must be better than others in work ability, better than others in work performance, and superior to others in obeying laws and keeping promises. One chip. In particular, we must pay attention to personal credit records, give priority to honest and trustworthy cadres and workers under the same conditions, and require individuals to frequently check their own credit report information. So far, there have been no reports of bad credit records among global cadres and employees.
Although the construction of the social credit system of our bureau has been fully launched in recent years, the work is still lacking in depth, especially in the comprehensive promotion and use of products, there are still some specific difficulties and problems:
1. There is a legal gap in the credit report as a prerequisite for approval. Therefore, there is no legal basis for adding the credit report of enterprises and corporate legal persons to the prerequisites for administrative approval, and it is impossible to strengthen the construction of the social credit system in this function.
2. Insufficient understanding of the construction of the social credit system. At present, the construction of the social credit system is still in the initial stage of work, and people have not yet deeply understood the significance and role of social credit. This is not unrelated to our current economic income level. Due to people's limited economic and income levels, lack of credit, casual breach of contract, and even malicious fraud often occur.
3. It is inconvenient to check personal credit report. At present, many people do not have high awareness of personal credit reports. They do not know that personal credit reports exist, let alone how to check personal credit reports, when they do not personally handle related credit consumption matters. The public awareness of the inquiry platforms and channels is not high. There is no convenient and direct inquiry platform for information such as traffic violations, housing provident funds, and Huayou gas consumption.
In the future, the construction of our bureau’s social credit system will focus on the comprehensive promotion and application of credit products, and continue to work hard to build a trustworthy agency and comprehensively serve the overall situation of social and economic construction.