No, girls are easily bullied by male colleagues or male clients when they take out loans. They'll think you're a woman and easy to mess with. So it's best to have a male colleague to accompany you when you go out to talk business.
How about the loan intermediary work in Hangzhou?
Advantages of loan intermediary: high income and free time.
Disadvantages: influenced by the policy, the work is not decent.
Really, after seven years in the financial industry, I can't find anything wrong except being pointed out by my family that my work is not very good. Income exceeds that of peers by at least 95%. Those who earn more than me are basically people whose work intensity and mental stress are far greater than mine. Looking at the income and happiness index comprehensively, it is not an exaggeration for me to list myself as 1%.
Of course, the biggest problem for newcomers in this line is that they accumulate slowly in the early stage and may earn more money. However, any sales industry is like this, and it is impossible to get off to a smooth start. If so, everyone will do sales.
Sales are bitter before sweet. As long as you get through this difficulty, you will find that there will be a hundredfold return in the future.
Is the loan industry good or not?
The loan industry is not easy to do, as most people know, because there are two kinds of loans. One is the loans issued by formal financial companies themselves. In this case, the amount of loans involved will be relatively large, and the procedures will be cumbersome, making it difficult for customers. The other is similar to online lending. This kind of existence, if it is that kind of telemarketing, is even more difficult in itself.
You can do loan business, but you must go to a formal company, which depends on the size of the company and how long it has been established. If it was established in recent years, you have to think about the development prospects of such a small company after you go. What kind of loan do you make? To put it bluntly, you can do sales with similar sales performance, and you can be a sales supervisor at the highest. What do you think you can do? Do you think sales is a job that requires special knowledge? He is not any job. If he has no threshold, then he has no room for improvement.
The more professional knowledge a job needs, the more abilities it needs. The threshold requires you to have a clear room for promotion. If you get a loan, you can do well when you are young. It's no problem to earn 18 thousand a month, but can you keep doing this? You have made a loan for three years, which is equivalent to sales. Have you learned any professional knowledge? You can't sell it forever. Those young years are only a few years of study, so we should do some serious work with future career development prospects.
Telemarketing loans are even more untouchable, because telemarketing itself is a very difficult job. If you don't make money, you will get bored easily. If you call others every day and someone calls you to promote loans, are you also very upset? When you meet someone with a good temper, you may say don't hang up. It's perfectly normal for you to meet someone with a bad temper and scold you. Therefore, it is not easy to sell electricity. We don't deny that there are people who make a lot of money, but that's only a few people.
What about the work of the credit specialist? Is it easy to do?
This job is ok. The job of credit specialist will be difficult at first, but if it can be honed and persisted in the early stage, it will be of great help to personal ability, contacts and development, and bring considerable benefits to the company.
Bank loan officers have strict performance appraisal. Those with good performance can be promoted, those with poor performance will be demoted, and some even terminate their labor contracts because of poor performance. Therefore, some loan officers often ask for job-hopping and go to teller positions because they can't bear the performance pressure.
Loan officers not only lend money, but also undertake intermediary business such as customer deposits and loans to maintain customer relations. They should have strong public relations ability and systematic marketing strategy, and have a strong sense of service, and can actively mobilize the resources of commercial banks to provide customers with all-round and integrated services.
Extended data
Skills of being a loan officer
The conventional exhibition methods of loan officers include telemarketing, sending orders, inserting cars, strangers, etc. However, if you want to have more customers, just using these methods is not enough. You must find ways to continuously expand your contacts and information sources.
The most taboo to do credit is "house". I suggest you go out to participate in some activities outside the industry when you are free. Such as playing ball games, getting together with old friends, joining various societies and clubs, etc. Through these activities, you can make many friends. Although these friends are not very helpful to our work at ordinary times, once there is a loan demand, they will think of you for the first time and bring you a lot of economic benefits.
How is the loan sales work?
Hard work and great pressure.
Loan sales work is equivalent to loan salesman. The job content is to contact users who need loans to go to the bank for loan business by calling or sending text messages. There are many customers to visit, the work content is also very hard, and the performance is linked to the salary. Only by attracting more customers can we get more wages, so the pressure is greater.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.