Which platform is good for business license loan, and how to borrow business license loan. The loan conditions of the business license are as follows: the general bank will require more than one year of operation time, and it is estimated that the new business license will not get the loan, but different banks have different requirements. You can ask more banks. Which platform is better for business license loan: Agricultural Bank of China micro-loan is also aimed at small and micro enterprises, and can be applied through online banking and mobile banking. Agricultural Bank of China's microfinance loan amount can reach 654.38+0 million, and the service life of the loan is 654.38+0.2 months. Weizhong Bank's small and micro enterprise loan is a loan that can be handled with a business license. The main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi. The loan amount of small and micro enterprises can reach 3 million yuan, and the longest loan period is 36 periods. CCB understands that you understand that you are making a small and micro enterprise APP, which can handle loans for the majority of enterprises. Small and micro enterprises can apply for loans of up to 5 million yuan with business licenses and tax information. , service life 12 months. When everyone is short of money, I use no less than 10 for my own loan products. On the whole, I still recommend Xiaoqian (formerly known as Baidu Finance) for reasons such as ups and downs: 1. Compared with the invitation system of borrowing and micro-loans, I can apply for money on my own initiative. 2. The maximum amount is 200,000, the minimum annualized rate is 7.2%, and it takes 3 minutes to arrive, which is already very useful; 3, formal platform, don't worry about routines; 4. Generally, regular products are strictly audited. Although they are easy to use, they are difficult to use, and so is the money spent. But I found the exclusive application channel required by the internal staff, and the payment rate is very high, so it is the most recommended product among the products. Since I have recommended it to everyone, I will present an exclusive application channel, and friends in need can apply for it themselves. Just remember to use flowers that day, otherwise the quota may be taken back, and friends have appeared before. Xiaoman-Rich Flowers (the second batch) Click online measurement.

There is another one: 360 loan is actually the anti-virus king Qihoo 360 online loan platform, which mainly provides pure credit loans for everyone. The amount is less than 200,000 yuan, the service period is between 1 and 12 months, and the daily interest rate can be as low as 0.027%. As a platform under the network security giant, 360 IOUs are still more reliable than ordinary platforms. 360 IOUs, with a maximum loan of 200,000! Click online measurement

Third, the "new loan" is an unsecured RMB loan business owned or issued by Ping An Bank for legal consumption or business purposes other than house purchase. The information is complete, and the loan will be released within 1-3 working days. The application threshold is low: you can apply for a monthly income of more than 4,000 yuan (car loan, mortgage, provident fund and insurance policy are the best), the amount is appropriate, and the repayment is flexible: the loan amount is 654.38 yuan +0. 1 10,000 to 500,000 yuan; The loan term is 12 months, 24 months, 36 months, and the excellent occupation can be as long as 48 months. Ping An Xin Yi Dai Click Online Measurement

The above contents are for reference only, and no loan suggestions are made. Online lending is risky, so choose carefully!

I only have a business license for one year now. Can I get a loan? How much can I borrow at most?

Hello! I can say it depends, depending on the company or the bank.

Generally speaking, banks will not lend money simply for business licenses. On the premise of having a business license, there must be a public flow. That's all that matters. In this way, we can see how your income and expenditure are in the course of business, and the bank will evaluate it better. This is what companies and even private loans need.

Furthermore, when you go to the bank, you must pass your credit information, which is the most critical thing that affects the success of your loan. If it is private lending, this credit investigation will not work and can be ignored.

Then, I'll tell you directly how much you can borrow. I don't know your details, so it's hard to say how much you have. However, you can tell yourself how much you need first and find a loan product that suits you within your appropriate amount. There are many kinds of loans, but not every one is suitable for you. Don't lend indiscriminately.

How much can I borrow for a business license of 33,000 yuan?

1, personal business license mortgage loan

Amount: 300-100000.

① 70% of the general property value can be loaned. The higher the property value, the higher the loanable amount;

(2) Banks will also review their operating flows and liabilities. The greater the business flow, the lower the debt, and the easier it is to obtain a high quota.

2. Credit loan for individual business license

Amount:1-30,000.

① Tax loan: Self-employed individuals who pay taxes in good faith, with tax grade ABM, can apply for tax loans from many banks without mortgage.

② Stamp loan: Self-employed individuals with a large amount of VAT invoices in the past year can apply for a bank stamp loan.

(3) Running loan: Self-employed individuals with relatively large running water can apply for running loan. (Generally, the annual interest settlement of running water is required to be ≥28 yuan).

4. How much can I borrow with a registered capital of 300,000 yuan?

Registered capital represents the responsibilities of shareholders.

Does not represent the size of the company.

Therefore, how many loans a company with a registered capital of 654.38 million can borrow depends on the registered capital and actual property.

If we can determine how much to borrow only by looking at the registered capital, then we can register a company with 10000 trillion yuan to lend. Will the bank believe it?