Which is the most reliable in Zhangjiakou
Huayin Co., Ltd. in Qiaoxi District, Zhangjiakou City is reliable. Zhangjiakou Qiaoxi District Huayin Co., Ltd. has registered a trademark and obtained certification from the industrial and commercial department. With a legal business license, the company is currently open for business.
Zhangjiakou Bank loan interest rate 2022
Zhangjiakou Bank mortgage interest rate 2022: 3, 25%, but it will fluctuate up and down according to the actual situation.
Mortgage interest rate refers to a loan obtained from a bank using real estate. The interest on the loan must be paid according to the interest rate specified by the bank. China's mortgage interest rates are uniformly stipulated by the People's Bank of China, and each commercial bank can float within a certain range when implementing it.
Zhangjiakou Provident Fund Loan Policy 2022
Zhangjiakou Provident Fund Loan Policy is as follows:
1. Loan applicants should have full civil capacity;
2. Establish a provident fund account and pay the housing provident fund in full for more than 6 consecutive months;
3. The number of provident fund loans used should comply with relevant national regulations (the borrower’s family has no unsettled loans) Housing provident fund loan);
4. Have the ability to repay the principal and interest of the loan, and have good credit;
5. The house purchased is a legal house and can provide guarantee or mortgage for the loan;< /p>
6. The paid house price shall not be less than the prescribed proportion;
7. Other conditions stipulated by laws, regulations and policies.
Legal Basis
Article 26 of the "Housing Provident Fund Management Regulations" Employees who have paid housing provident funds may apply to the housing provident fund when purchasing, constructing, renovating or overhauling their own homes. Apply for a housing provident fund loan at the Provident Fund Management Center. The Housing Provident Fund Management Center shall make a decision on whether to grant a loan or not within 15 days from the date of accepting the application, and notify the applicant; if the loan is granted, the entrusted bank shall handle the loan procedures. The risks of housing provident fund loans are borne by the housing provident fund management center.