2. Many people want to apply for the credit card of China Merchants Bank. The application conditions are as follows:
1) 18 China residents with full civil capacity and good credit standing, foreigners with full civil capacity and people from Hong Kong, Macao and Taiwan with full civil capacity can apply to the card issuer for personal credit card master card with their valid identity documents.
2) The cardholder of the main card can also apply for a supplementary card for a specific natural person with full civil capacity or a natural person with civil capacity, and the application materials of this card must be confirmed by the cardholder of the main card personally signing the electronic signature of the customer service telephone recording or by the way recognized by both the cardholder and the issuing bank.
3) The applicant has an average monthly income of more than 4,000 yuan, a good comprehensive credit status and no bad credit record; 4) Customers whose credit card holders of China Merchants Bank have spent RMB 65,438+00,000 or equivalent foreign currency in the last 65,438+0 years (excluding occasional large-scale consumption such as car purchase, house purchase or production and operation consumption) and have spent 6 times in the last 65,438+0 years.
You only need to meet one of the above conditions to apply for the credit card of China Merchants Bank. Finally, Bian Xiao reminds you that if you want to apply for a CMB credit card gold card, you may wish to call CMB credit card customer service in advance to inquire about the specific application conditions of CMB credit card gold card, what information you need to provide to apply for CMB credit card gold card, and so on.
1. The detailed application materials for applying for a credit card are as follows:
1) identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back). Soldiers need to provide a copy of their own military ID card;
2) Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor;
3) Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the property ownership certificate/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.