1. Can the provident fund paid by Guangzhou buy a house in a different place?

"Yes"

Guangzhou's provident fund can buy houses in other places. According to the current provident fund withdrawal policy, employees who meet the relevant conditions can withdraw their own housing provident fund and their spouses' housing provident fund when they purchase their own houses that have obtained housing property rights outside Guangzhou. When withdrawing the housing provident fund, you need to provide your own and your spouse's ID card, provident fund card, house purchase contract, real estate license, full purchase price, household registration certificate or work certificate, as well as loan contract and repayment certificate.

second, can Guangzhou provident fund buy a house in a different place?

Guangzhou provident fund can buy a house in a different place. 1. Guangzhou's provident fund can buy a house in other places. According to the current provident fund withdrawal policy, employees who meet the relevant conditions can withdraw their own housing provident fund and their spouses' housing provident fund when they purchase their own houses that have obtained housing property rights outside Guangzhou. When withdrawing the housing provident fund, you need to provide your own and your spouse's ID card, provident fund card, house purchase contract, real estate license, full purchase price, household registration certificate or work certificate, as well as loan contract and repayment certificate. 2. The housing provident fund loan business has been realized among nine major cities in Guangdong Province (including Dongguan, Guangzhou, Zhuhai, Foshan, Jiangmen, Zhongshan, Zhaoqing, Huizhou and Qingyuan). Employees who have paid the housing provident fund in these nine cities can apply for a provident fund loan from the local provident fund center when they buy a house in any of the above cities, as long as they meet the conditions for applying for a local provident fund loan. It is reported that other cities have not yet achieved mutual loans. The Guangzhou Provident Fund Center has opened up space for more cities to establish mutual loan business, which can be described as an "upgraded version" of off-site loans. 3. Guangzhou's application for provident fund off-site mortgage must meet three conditions: (1) Guangzhou registered employees who have paid provident fund in other places buy self-occupied housing in Guangzhou; (2) The unused provident fund mortgage or the first provident fund mortgage has been settled; (3) Meet other application conditions of Guangzhou provident fund loan and relevant regulations of Guangzhou on housing purchase. 4. Buying a house with provident fund refers to the act of using provident fund to buy a house. Generally divided into two situations: first, the provident fund to buy a house; The second is to buy a house with a provident fund loan. Provident fund generally refers to the company's provident fund, which is the amount of funds reserved by the company outside its capital. Housing purchase with provident fund refers to the use of long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations (hereinafter referred to as units) and their employees to purchase houses. According to the law, Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) Retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the house loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of item (2), (3) and (4) of the preceding paragraph, if the employee housing provident fund is withdrawn, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.

3. Can the provident fund paid in Guangzhou buy a house in other provinces?

You can apply for housing provident fund loans in different places.

Process of applying for housing provident fund loans in different places:

Employees who deposit at their place of employment (deposit place) and buy self-occupied houses at their domicile (loan place) can apply for personal provident fund or rental loans from the provident fund management center at the loan place with the proof of deposit of the provident fund at the deposit place.

when accepting and approving housing provident fund loans from different places, the housing provident fund management center at the place of deposit shall issue a certificate of the employee and his spouse's local housing provident fund deposit and loan situation and other relevant information.

The materials required for handling the provident fund loan in different places are as follows:

1. Application approval form (stamped with the official seal of the unit) (3 copies);

2. Questionnaire on the applicant's family and social relations (3 copies);

3. Copy of the house purchase contract (3 copies) and the original for filing;

4. Copies (3 copies) of the applicant's and spouse's ID cards;

5. Proof of deposit and loan of employee housing provident fund (3 copies);

6. The applicant shall provide a copy of the ID card and contact number (3 copies) of a permanent contact person who is resident in the administrative area and has paid the housing accumulation fund in this center;

7. Copy of marriage certificate (if unmarried or divorced, the certificate of the civil affairs department where the borrower's household registration is located shall be provided) (3 originals);

8. Proof of monthly salary stamped with the official seal of the borrower and spouse (if the monthly salary is more than 5, yuan, please provide the salary list of the last three months stamped with the official seal of the unit) (3 copies);

9. Copy of down payment receipt (3 copies);

1. Power of Attorney for Personal Credit Information Business (to be filled in at the counter, one for husband and wife);

11. application form for credit report inquiry (to be filled in at the counter, one for husband and wife).

in case of purchasing a second-hand house, a lender from a different place shall provide an evaluation report (3 copies) in addition to the above information.

IV. Can Guangzhou Provident Fund be used to buy a house in a different place?

Legal analysis: If you buy a house in a different place, you can withdraw the capital according to the provident fund. If the buyer wants to use the public loan contract and repayment voucher, you can withdraw the down payment at one time or repay the loan on a monthly basis.

legal basis: article 61 of the law of the people's Republic of China on the administration of urban real estate, if the land use right is obtained by transfer or allocation, it shall be recorded at or above the county level, verified by the land administration department of the local people's government at or above the county level, and if the house is built on the real estate development land of the people's government at the same level, it shall apply for registration by the real estate administration department of the local government. The property management department of the local people's government at or above the county level shall verify and issue the house ownership certificate. When applying to the property management department of the local people's government at or above the county level for registration of property change, they shall apply to the land management department of the people's government at the same level for registration of land use right change on the basis of the changed house ownership certificate. After verification by the land management department of the people's government at the same level, the people's government at the same level shall replace or change the land use right certificate.

if it is otherwise provided by law, it shall be handled in accordance with the relevant laws.