1, JD.COM IOUs can be consumed in physical stores. JD.COM Baitiao launched the "Baitiao Flash Payment" service with offline payment function. After the device is bound to the white bill flash payment account, you can use JD.COM white bill to pay in the physical store. As long as the cashier has any sign of UnionPay, China UnionPay Express, ApplePay, HUAWEIPay and MiPay, you can use the white flash payment for offline consumption.
2. White-stripe flash payment can be used on about190,000 POS machines nationwide through UnionPay China UnionPay Express Technology, and the payment can be completed by putting the mobile phone close to the POS machine.
For more information, can JD.COM IOUs be consumed in physical stores? Go to: See more.
If there is a quota, I can't use the IOUs offline. Can I use them next month? This is done to avoid restrictions.
JD.COM IOU is a kind of consumer credit loan, which is widely used by many people. Besides the white stripes in JD.COM Mall, it can also be used in offline scenes that support white stripes payment. And there are many people who have a white line, but they can't use it offline. So if there is a white line, can I use it offline next month? Let's take a look at it today.
If there is a quota, I can't use the IOUs offline. Can I use them next month?
If there is a quota of white bars, it may not be successful. For example, if offline consumers don't support it, it will definitely not work. Even if the merchants support it, it may be limited, and it is useless to have more quotas. In the second case, the offline consumption reminder can't be deducted due to the quota, indicating that the amount of deduction has reached the upper limit, so it can only be paid by other means.
However, the limit of IOUs is re-accumulated from 1 every month. So, if you want to write the IOU offline, you can try again on 1 next month, but there is no guarantee of success. After all, online payment is made of white bars, and the system comprehensively evaluates the historical transactions between merchants and users. If the current transaction is monitored as risky, the payment will not succeed.
In order to avoid this situation, users are advised to use white bars offline and try not to choose blacklisted businesses. In addition, the single payment amount should not be too large, and it is best not to exceed 1 ,000 yuan. If the transaction amount is more than 1 1,000 yuan, the transaction can be divided into multiple times. The smaller the transaction amount, the less likely it is to be controlled by the wind. Pay attention to the consumption time not too close and the payment method not too single.
The above is "You can't use white bars offline if you have a quota. Can you use them next month?" In short, the amount of IOUs cannot be used offline, and it can wait until next month. In order to prevent the white bill from being restricted again, in addition to selecting white list merchants, it is also necessary to control the single payment limit to ensure the risk-free trading environment, so that the transaction can be successful.
Can I only buy things with white stripes from 800 yuan in JD.COM?
Yes, the limit of IOUs in JD.COM means that when customers consume IOUs, the maximum amount cannot exceed the prescribed limit. However, the monthly limit of IOUs is 3,000, and the single limit of scanning code payment is 1000 (the limit may be adjusted at any time); Also, the mobile phone, traffic and QQ recharge in JD.COM Mall will be paid by white line, with the monthly limit of 300 yuan to 1000 yuan.
If the home page prompt has exceeded the limit when consuming, then customers can't consume IOUs in the future. For example, if the monthly limit exceeds the limit, it will not be restored until next month. To this end, customers need to change other payment methods to pay for the transaction.