1. Visa

Visa, also translated as VISA)

VISA, is a credit card brand, which is operated and managed by the Visa International Organization located in San Francisco, California, USA. Visa global electronic payment network-－VisaNet－-is the most extensive, powerful and advanced consumer payment processing system in the world, and it keeps fulfilling its promise to make Visa cartoons global. At present, more than 2 million merchants worldwide accept Visa cards, and there are more than 84, ATMs all over the world.

Visa international organization itself does not issue cards directly. In the Asia-Pacific region, Visa International has more than 7 member financial institutions issuing various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make everyone feel safe, convenient and reliable when they consume.

second, MasterCard

was established in 1966, and its global headquarters is located in new york in the eastern United States. As the world's leading payment company, MasterCard is committed to providing global consumers with a more convenient and efficient financial payment environment. MasterCard provides global business links for global financial institutions, governments, enterprises, merchants and cardholders through payment joining, processing centers and consulting services for the payment industry.

with its MasterCard? 、Maestro? 、Cirrus? Brand, and credit cards, debit cards and prepaid cards as core products, as well as innovative multifunctional platforms, such as MasterCard PayPass? And MasterCard inControl? MasterCard continues to promote global business and provide services to consumers, governments and merchants in more than 21 countries and regions.

third, American Express (America? Express)

The company is headquartered in new york. It mainly operates through its three branches: American Express travel-related services, American Express financial consultants and American Express Bank. American Express Travel Related Services is one of the largest travel agencies in the world, with more than 1,7 travel offices around the world.

American Express travel-related services provide charge cards, credit cards and traveler's checks to individual customers, and also provide corporate cards and expense management tools to help these companies manage their expenses in business travel, entertainment and procurement. The company also provides travel and related consulting services to individuals and companies all over the world.

American Express Financial Advisors focus on financial planning and consulting, and establish close relationships and long-term financial strategies with retail customers.

in order to meet the needs of its retail customers, American express financial consultants also develop and provide financial products and services, including insurance, pension and various investment products.

American Express Bank, among the banks based in the United States, American Express Bank has one of the largest international branch networks, providing private banking services, personal financial services, interbank banking and foreign exchange transactions through 77 offices in 4 countries.

fourth, Japan JCB(Japan? Credit? Bureau)

JCB is the brand of JCB Japan Credit Bureau.

JCB Japan International Credit Card Co., Ltd. was established in 1961 with a registered capital of 6.6 billion yen. Its main shareholders are Sanhe Bank, Sumitomo Mitsui Bank, Toyota Motor Corporation and Hitachi Corporation. In 1981, JCB, as the only international credit card company in Japan, independently carried out international business, and laid a solid foundation for establishing an international brand in a short time.

Throughout the development of JCB, it can be divided into three stages: 196s to 198s were the main stages for JCB to establish and develop its domestic market and build its organizational system; 8' s and 9' s are the main stages for JCB to develop the international market and consolidate the domestic market. Since 199s, it has been the main stage for JCB to improve and consolidate its organizational structure system, optimize its global services and continue to participate in the global development of international competition.

v. China unionpay

China unionpay is a bank card association established in China with the consent of the State Council and the approval of the People's Bank of China. It was established in March 22 and its headquarters is in Shanghai.

As a joint bank card organization in China, China UnionPay is in the core and pivotal position of China's bank card industry, and plays a fundamental role in the development of China's bank card industry. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus enabling bank cards to be used across banks, regions and borders.

On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industrial parties to promote the unified standards and specifications of UnionPay cards and create its own brand of bank cards; Promote the development and application of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks. ?

through unionpay inter-bank transaction clearing system, the interconnection and resource sharing among commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured. As of June 216, the UnionPay network has spread all over China, and has been extended to 16 countries and regions outside Asia, Europe, America, Oceania and Africa. In January 217, China UnionPay signed a strategic cooperation agreement with JD Finance, and announced that its payment company officially became a member institution of UnionPay's acquiring.

Baidu Encyclopedia-International Credit Card Organization