Three thousand yuan.
If the user can pay more than 3000 yuan, the user can pay up to 3000 yuan.
Can I pay 3000 pounds in one lump sum?
Of course. You can pay in installments with 3000 yuan. Of course, there is also a premise, that is, first of all, your own installment amount should be greater than this figure, otherwise it will not be supported.
explain
Sub-payment (tentative product name) is a credit payment product hatched by WeChat. When users use WeChat to pay, they can use "Separate Payment" to pay first, then extend the payment period or pay the bill in installments. The test will officially begin in March 2020.
Product introduction
2065438+September 2009, Tencent is incubating a credit payment product "Dividend Payment" (tentative product name). Following the Ant Flower Blossom and JD.COM White Stripe, "Bonus Payment" represents Tencent's renewed battle for credit payment.
In the future, when users use WeChat to pay, they may be able to use "installment payment" to pay first, then extend the payment period or pay by installment.
state of play
"Sub-payment" is expected to be launched in the fourth quarter of 20 19, and will be operated by the WeChat payment team. It is negotiating cooperation with some banks and licensed consumer finance companies. In the future, "sub-payment" or "micro-loan" will operate in the form of public white list and financial institutions such as banks in the form of loan assistance and joint loan.
The arrival of "separate payment" also means that the long-term pattern of credit payment in China is likely to be completely rewritten from 2020. [ 1]
On March 25, 2020, according to many media reports, WeChat payment officially began testing. [2]
Product definition
Wechat payment is defined as a financial installment service similar to Huayuan. Users can use WeChat to pay for shopping, consumption, travel and other aspects, and they can use WeChat for daily payment. Users who enable installment payment can pay by installment when using WeChat. [3]
Opening condition
1. The applicant is a resident of Chinese mainland and must be at least 18 years old.
2. Only one WeChat payment can be opened for the same ID card or the same mobile phone number. That is, if an ID card has more than one WeChat, then A is enabled and B cannot be enabled.
The function of WeChat payment has not been fully launched, and some netizens have enjoyed this function in advance. It sounds like a chance to win Tencent wool, but young people still take it easy. [3]
Dividend interest rate
What is the dividend interest rate of WeChat?
Wechat's sub-payment is in cooperation with micro-loan. Open WeChat Pay, and the cashier will pop up an option "Pay in installments". Clicking this option will display "small loan", and you need to sign a contract to authorize credit. After agreeing, show the amount you need to pay, that is, the money you need to borrow through "micro-loan" and the interest generated.
In essence, WeChat's micro-loan product is equivalent to signing a loan contract at the moment of use, so it generates interest immediately, every day, and the interest rate is not low. The daily interest rate of WeChat Pay is 0.04%, and the annualized interest rate is about 14%.
At present, the sub-payment is still in the gray scale test, and only some users can use it.
Many people will compare the sub-payment with the micro-loan that is also owned by WeChat; Compared with small loans, installment payment is more flexible in repayment setting, and the repayment date can be modified, and there is no fixed repayment period and amount. In terms of the amount, the amount of a single micro-loan is between 500 yuan and 40,000 yuan, but the amount range of installment payment has not been announced yet, and the individual specific amount is subject to WeChat installment payment.
What is the maximum amount of one-time payment for WeChat 7500?
According to the standard of sub-payment, you can pay up to 3000 yuan at a time, but if users don't have that much quota, they can only pay the available quota of sub-payment. If the user can pay more than 3000 yuan, the user can pay up to 3000 yuan. If the user's payment amount does not exceed 3000, the maximum amount that can be used at a time is the amount owned by the individual.
1. "Separate payment" is a financial installment payment service launched by WeChat, which is operated by financial institutions such as open white list and banks in the mode of helping loans and joint loans. After the application is successful, users can use WeChat to pay for consumption in shopping, consumption and tourism. At present, WeChat official has released the application portal of WeChat payment, and users who want to apply can apply. At the same time, it is officially stipulated that an ID card and a mobile phone number can open an account. "
Second, development.
"Sub-payment" is expected to be launched in the fourth quarter of 20 19. Operated by the WeChat payment team, it is negotiating the cooperation stage with some banks and licensed consumer finance companies. In the future, "sub-payment" or "micro-loan" will operate in the form of public white list and financial institutions such as banks in the form of loan assistance and joint loan.
On March 25, 2020, according to many media reports, WeChat payment officially began testing.
In June, 20021year, Tencent technology (Shenzhen) co., ltd applied for the "sub-payment" trademark. International classification involves financial asset management, communication services, etc. At present, the trademark status is "application for registration". According to reports, WeChat users can use "dividend payment" loans for shopping and consumption. "Separate payment" and Alipay flower buds are similar in stage, but they are also different in fees. The "split payment" is still in the testing stage.
Third, WeChat dividend is a credit payment product.
When users use WeChat to pay, they may be able to use "installment payment" to pay first, then extend the payment period or pay by installment.
It is reported that "sub-payment" is expected to be launched in the fourth quarter of this year and will be operated by the WeChat payment team. At present, it is in the stage of negotiation and cooperation with some banks and licensed consumer finance companies. In the future, "sub-payment" or "micro-loan" will operate in the form of public white list and financial institutions such as banks in the form of loan assistance and joint loan.
What is the maximum amount of WeChat payment at one time? -Can WeChat pay 3000 yuan at a time?
Recently, many small partners have obtained the right to use the fee, and more or less they have given the corresponding amount, which is very surprising. But when I try to go shopping, I'm worried because I don't know if installment payment will be restricted when I pay the bill. For example, a netizen, like me, said that he took a fancy to a commodity worth 3 thousand, but he didn't know if he could use it directly and it was a success at one time. Then the reason for this worry is relatively simple, that is, you are not familiar with the relevant rules of installment payment. Come with me and see if you can pay 3000 yuan at a time.
Can I pay 3000 in installments? Will there be any restrictions?
You can pay in installments with 3000 yuan. Of course, there is also a premise, that is, first of all, your own installment amount should be greater than this figure, otherwise it will not be supported. At the same time, installment payment will not limit the use of users, as long as it is within the prescribed scope, it can be used normally.
What's wrong with the payment scan code?
1. The store where the consumer is located has not yet opened the collection function of separate payment, and separate payment does not support personal payment at present.
2. There have been violations recently, such as cashing out and overdue. This will affect the use of the program.
The above is the knowledge about whether WeChat can pay 3000 yuan at a time. I hope it can help you use it better, and don't forget to return it on time during the use period to develop a good reputation.