Industrial and Commercial Bank of China Industrial and Commercial Bank of China was established on January 1, 1984 and is headquartered in Beijing. It is the largest bank in mainland China. The bank is a professional bank separated from the People's Bank of China while the People's Bank of China exclusively performs the functions of the central bank.

On October 27, 2006, the Industrial and Commercial Bank of China launched its initial public offering of shares on the Shanghai Stock Exchange and the Hong Kong Stock Exchange, raising US$21.9 billion, making it the world's largest IPO. After ICBC was listed, it became the largest joint-stock company by market capitalization on the Shanghai Stock Exchange and the third-largest joint-stock company on the Hong Kong Stock Exchange, second only to HSBC Holdings and China Mobile. On the day of listing, Industrial and Commercial Bank of China set a record for the largest single-day transaction amount on the Hong Kong Stock Exchange, reaching HK$37.4 billion, breaking the transaction amount of HSBC Holdings in 1998 when the government entered the market. The total transaction volume of Hong Kong's main board that day was HK$76.018 billion, which was higher than when Bank of China was listed in the same year, setting a new record since the government entered the market in 1998.

As the largest commercial bank in China. At the end of 2005, the total assets were RMB 6,457,239,000,000. In 2003, the British "Banker" magazine ranked the Industrial and Commercial Bank of China 16th among the world's 1,000 largest banks in terms of tier one capital. It was shortlisted for five consecutive times in the Fortune Global 500 and was listed by the "Far Eastern Economic Review" in the United States. Rated as one of the top ten high-quality products (services) in China.

ICBC has 18,000 branches and 360,000 employees, 1,610 self-service banks and 19,026 ATM machines. As of the end of 2005, the deposit balance of ICBC was RMB 5,736,866,000,000, and the loan balance was RMB 3,289,553,000,000. The annual net profit in 2005 was RMB 37,405,000. , 000 yuan. As of June 30, 2006, ICBC had more than 150 million personal accounts and more than 2.5 million corporate accounts. The non-performing loan ratio as of June 30, 2006 was 4.10. Various indicators of ICBC comply with the requirements of the Basel Accord.

At the end of 2005, the balance of personal consumption loans of ICBC was RMB 64,309,000,000, the balance of personal housing loans was RMB 447,302,000,000, and the cumulative balance of discounted bills at the end of 2005 was 392,717,000 , 000 yuan. Industrial and Commercial Bank of China is also the leading asset custody bank in China, with total assets under custody of 282.9 billion yuan.

On April 18, 2005, ICBC’s joint-stock reform plan was approved, and its financial restructuring was basically completed in June 2006. On October 28, 2005, the Industrial and Commercial Bank of China was officially restructured into Industrial and Commercial Bank of China Co., Ltd. with a registered capital of 248 billion yuan. After the IPO, Central Huijin and the Ministry of Finance each held 35.32% of the equity. Jiang Jianqing serves as Chairman and Party Secretary, Yang Kaisheng serves as President, Vice Chairman and Deputy Party Secretary, and Wang Weiqiang serves as Chief Supervisor and Deputy Party Secretary. Former Hong Kong Financial Secretary Leung Kam-sung, former Goldman Sachs CEO John Thornton, and Professor Qian Yingyi from the Department of Economics at the University of California, Berkeley, serve as independent directors. Agricultural Bank of China Agricultural Bank of China was reestablished in February 1979 and is headquartered in Beijing. As of the end of 2007, it had 24,452 branches in mainland China, branches in Singapore and Hong Kong, and representative offices in London, Tokyo and New York, with 447,519 employees.

As a large state-owned commercial bank with both urban and rural areas, international connectivity, and complete functions, Agricultural Bank of China has always adhered to the customer-centered business philosophy, adhered to prudent and stable operations, and sustainable development, and based on both counties and cities. In the large market, we implement differentiated competition strategies and strive to create a service brand of "Growing with You". Relying on branches covering the country, a huge electronic network and diversified financial products, we are committed to providing high-quality financial services to our customers and working with our customers. Customers create value and grow together.

As of the end of 2007, the bank's total assets reached 6,050.127 billion yuan, various deposits were 5,283.314 billion yuan, and various loans were 3,480.105 billion yuan.

In 2007, Agricultural Bank of China ranked 65th among the world's 1,000 largest banks by the British "Banker"; it ranked 277th among the top 500 global companies by the American "Fortune".

In 2007, Agricultural Bank of China's Standard & Poor's rating was BBBpi; Moody's rating was A1/stable.

With the approval of the State Council, the Agricultural Bank of China was restructured as a whole (hereinafter referred to as the "reorganization") into Agricultural Bank of China Co., Ltd. (hereinafter referred to as the "joint-stock company"). The joint-stock company was legally established on January 15, 2009.

From the date of its establishment, the joint-stock company will completely inherit the assets, liabilities and all businesses of the Agricultural Bank of China, and will continue to engage in the business approved/approved in the original business scope and business license documents. Agricultural Bank of China's existing business institutions, trademarks, Internet domain names and consultation service telephone numbers will remain unchanged and will continue to be used by the joint-stock company, and all businesses will continue as usual. Customers do not need to go through any change procedures due to restructuring.

The basic information of Agricultural Bank of China Co., Ltd. is as follows:

Name of joint-stock company:

Chinese: "Agricultural Bank of China Co., Ltd."; abbreviated as "Agricultural Bank of China Co., Ltd." Bank"

English: "AGRICULTURAL BANK OF CHINA LIMITED"; abbreviated as "AGRICULTURAL BANK OF CHINA"; English abbreviation "ABC"

Registered capital of joint-stock company: RMB 260 billion

The registered address of the joint-stock company: Bank of China, No. 69 Jianguomennei Street, Dongcheng District, Beijing. Bank of China, the full name of Bank of China Co., Ltd., is one of China's large state-controlled commercial banks. It was founded in 1912. Bank of China's business scope covers commercial banking, investment banking and insurance. It has holding financial institutions such as BOC Hong Kong, BOC International, and BOC Insurance, and provides comprehensive and high-quality financial services to individual and corporate customers around the world. Calculated in terms of core capital, Bank of China ranked 10th in the "World's 1,000 Largest Banks" ranking by the British "Banker" magazine in 2008.

Bank of China is mainly engaged in traditional commercial banking business, including corporate financial business, personal financial business and financial market business. The corporate financial business is based on the bank's core credit products and provides customers with personalized and innovative financial services. Personal financial business mainly targets the financial needs of individual customers and provides system services based on bank cards. The financial market business mainly provides comprehensive services such as international exchange, fund clearing, inter-bank lending and custody for other banks, securities companies and insurance companies around the world.

BoC International Holdings Limited (hereinafter referred to as "BOCI"), a wholly-owned investment banking institution affiliated to Bank of China, is the operating platform for Bank of China to carry out investment banking business. BOCI has branches in mainland China, Hong Kong, New York, London and Singapore, with a high-level professional talent team and a strong institutional sales and retail network. BOC International's global management operations can provide customers at home and abroad with a full range of investment banking services, including corporate financing, mergers and acquisitions, financial consulting, fixed interest income, securities sales, investment research, direct investment, asset management, etc.

Bank of China operates insurance business through its wholly-owned subsidiary Bank of China Group Insurance Co., Ltd. and its subsidiaries and associated companies. Among them, it owns Bank of China Group Insurance Co., Ltd. and its six branches, Bank of China Group Life Insurance Co., Ltd., Dongliang Insurance Professional Co., Ltd. and Boyi Investment Co., Ltd. in Hong Kong, BOC Insurance Co., Ltd. in the mainland, and Lianfeng in Macau. HENG INSURANCE LIMITED. Established in July 1992, Bank of China Group Insurance Co., Ltd. operates general insurance business in the Hong Kong insurance market. It has a wide range of business types and its business volume has been at the forefront of the local industry for many years.

Bank of China is China’s most international commercial bank. In 1929, Bank of China established the first overseas branch in China's financial industry in London.

Since then, Bank of China has opened branches in major financial centers around the world. Currently, Bank of China has an institutional network covering 29 countries and regions around the world, including more than 10,000 domestic institutions and more than 600 overseas institutions. In 1994 and 1995, Bank of China became the note-issuing bank of Hong Kong and Macau.

Bank of China (Hong Kong) Limited (referred to as "Bank of China (Hong Kong)" or "BOC Hong Kong"), a subsidiary of Bank of China, was formally established on October 1, 2001. It is a company registered in Hong Kong Licensed bank. Bank of China (Hong Kong) merged the businesses of ten banks from the original twelve branches of Bank of China Group in Hong Kong, and also held equity interests in Hong Kong-registered Nanyang Commercial Bank, Chiyu Banking Corporation and Bank of China Credit Card (International) Co., Ltd., making it a A subsidiary of Bank of China Hong Kong. BOCHK is one of the three note-issuing banks in Hong Kong and one of the rotating chairman banks of the Hong Kong Association of Banks. The reorganized BOC Hong Kong was listed in Hong Kong in July 2002.

As a century-old brand in China's financial industry, Bank of China has been proactive and innovative while operating steadily, creating many firsts in the domestic banking industry in the fields of international settlement, foreign exchange funds and trade finance. It has been widely recognized and praised by the industry and customers.

In the glorious development history of nearly a hundred years, Bank of China has played a very important role in China's financial history. The Bank of China was established in 1912 with the approval of Dr. Sun Yat-sen. During the 37 years until the founding of the People's Republic of China in 1949, the Bank of China successively served as the country's central bank, an international exchange bank and a specialized foreign trade bank. Bank of China is based on integrity and takes the revitalization of the national financial industry as its own responsibility. It has expanded the market in a difficult and war-torn environment, operated steadily, and was determined to reform. It has demonstrated a tenacious entrepreneurial spirit. Its banking business and operating performance have long been in the leading position among its peers. It also expanded its branches overseas, leaving a glorious chapter in the history of modern banking in China. China Construction Bank China Construction Bank was established on October 1, 1954 (then the bank was named the People's Construction Bank of China, and was renamed China Construction Bank on March 26, 1996). Since its establishment, China Construction Bank has gone through three stages:

The first stage is the period of handling national financial appropriations. In October 1954, after the Construction Bank was established by the Government Affairs Council of the Central People's Government, its mission was to handle the allocation of national capital construction investment, manage and supervise the use of capital construction funds within the national budget and self-raised capital construction funds of departments and units. Over the past decades, China Construction Bank has made outstanding contributions to improving investment efficiency and accelerating national economic construction and development.

The second stage is the period of national specialized banks. Since the mid-1980s, in order to adapt to the requirements of economic and financial system reform and economic development, China Construction Bank has successively opened cash cashiers, resident savings, fixed asset loans, industrial and commercial enterprise working capital loans, international finance, housing loans and various entrusted services. agency business. By launching various commercial banking services for the general public, the bank's functions have been enriched and a solid foundation has been laid for the transition to a modern commercial bank.

The third stage is the period of state-owned commercial banks. In 1994, in accordance with the requirements of the national investment and financing system reform, China Construction Bank transferred its fiscal functions and policy infrastructure loan business to the Ministry of Finance and China Development Bank respectively, taking an important step in transforming its functions into a modern commercial bank.

After nearly 50 years of reform and development, China Construction Bank has the strength to participate in domestic and foreign market competition. By the end of June 2004, the total assets were 3,722.8 billion yuan and the total liabilities were 3,522.3 billion yuan. The capital adequacy ratio reached 8.17. According to comprehensive statistics at home and abroad, the bank's non-performing loan balance is 65.71 billion yuan, and the non-performing loan ratio is 3.08, reaching the 3-5 standard required by the China Banking Regulatory Commission. There are 15,401 domestic and overseas operating branches, including 6 overseas branches and 2 overseas representative offices. The bank has 263,000 formal employees. At the same time, it wholly owns China Construction Bank, holds a 43.35% stake in China International Capital Corporation, and holds a 75.1% stake in Sino-German Housing Savings Bank.

On September 15, 2004, Central Huijin Investment Co., Ltd., China Construction Bank Investment Co., Ltd., State Grid Corporation of China, Shanghai Baosteel Group Corporation and China Yangtze Electric Power Co., Ltd. held a meeting in Beijing and resolved* **Co-initiated the establishment of China Construction Bank Co., Ltd. China Construction Bank will be transformed from a wholly state-owned commercial bank into a state-controlled joint-stock commercial bank.

After China Construction Bank was restructured into a state-controlled joint-stock commercial bank, its name was China Construction Bank Co., Ltd., referred to as China Construction Bank. China Construction Bank Co., Ltd. inherited the commercial banking business and related assets, liabilities and equity of the former China Construction Bank.

After the establishment of China Construction Bank Co., Ltd., strategic investors will be introduced to further diversify equity and improve the corporate governance structure. At the same time, we will continue to comprehensively promote various management reforms, promote performance improvement, and strive to build China Construction Bank Co., Ltd. into a modern joint-stock commercial bank with sufficient capital, strict internal control, safe operation, good services and benefits. Since then, China Construction Bank has embarked on a new journey in its development process! Bank of Communications Bank of Communications was founded in 1908 (the 34th year of the reign of Emperor Guangxu). It is one of the four early banks in China and one of the earliest banknote-issuing banks in China. It has a banknote-issuing history of 33 years and is also the longest banknote-issuing bank in China. long bank. In addition, Bank of Communications is also the first joint-stock commercial bank in China.

After the founding of the Republic of China, the Bank of Communications was entrusted by the Central Bank to jointly undertake the treasury revenue and expenditure and the issuance and exchange of national currencies together with the Bank of China. In 1928, the Legislative Yuan of the National Government passed the "Bank of Communications Regulations", and Bank of Communications became a bank dedicated to supporting farmers, miners and merchants.

When Bank of Communications was established, its head office was located in Beijing. In 1919, after the end of World War I, the Shanghai Branch of the Bank of Communications took over the four-story Renaissance-style building of Dehua Bank located at No. 14, the Bund, in the Shanghai Public Concession. In 1928, as the national political center moved from Beijing to Nanjing, the Bank of Communications also moved its head office to No. 14, the Bund, Shanghai. In 1937, when the Anti-Japanese War broke out, Bank of Communications moved its head office to Chongqing. After the war, from 1946 to 1947, the Shanghai Head Office was rebuilt into a six-story building in the Art Deco style.

The Bank of Communications' head office moved back to Beijing in 1951, and the branch address at No. 14 on the Bund in Shanghai is occupied by the Shanghai Federation of Trade Unions today. In 1958, except for the Hong Kong branch, which continued to operate, the domestic business of Bank of Communications was merged into the local People's Bank of China and the People's Construction Bank of China (now known as China Construction Bank (HKEx 0939)), which was established on the basis of Bank of Communications. In order to adapt to the reform and development of China's economic system, on July 24, 1986, as a pilot project for financial reform, the State Council approved the reorganization of Bank of Communications. On April 1, 1987, the reorganized Bank of Communications officially opened for business and became China's first national state-owned joint-stock commercial bank. Its head office is located at No. 200 Jiangxi Middle Road, Shanghai (formerly Jincheng Bank Building); currently, the Bank of Communications Head Office Has moved to No. 188, Yincheng Middle Road, Pudong, Shanghai. In 2004, the Hong Kong and Shanghai Banking Corporation invested nearly US$1.7 billion to acquire a 19.9 stake in Bank of Communications. On June 23, 2005, it was listed on the Stock Exchange of Hong Kong with the stock code HKEX 03328 and the issue price was HK$2.5. On April 25, 2007, it was issued on the Shanghai Stock Exchange with an issue price of RMB 7.90 and stock code 601328. It was listed on May 15, 2007. In 2008, Bank of Communications celebrated its 100th anniversary. "At the turn of a century, integration and interconnection", Bank of Communications, once again standing at the forefront of the new century, will continue to move forward! Establish a first-class public shareholding bank, build the best wealth management bank, create a new comprehensive business pattern, forge an international brand of national finance, and be at the forefront of the global economic stage!

As China’s first national joint-stock commercial bank, Bank of Communications has shouldered dual historical missions since its reorganization. It is both the inheritor of a century-old national financial brand and a pioneer in China’s financial system reform.

Bank of Communications has achieved six "firsts" in the reform and development of China's financial industry, namely, the first company to implement joint-stock capital sources and property rights; the first company to set up institutions based on market principles and cost-benefit principles; the first company to break the financial The business scope of the industry is monopolized and the competition mechanism is introduced into the financial field; the first company to introduce asset-liability ratio management and use it to standardize business operations and prevent operating risks; the first company to establish a new type of bank-enterprise relationship with two-way selection; the first company to be able to engage in banking , insurance and securities business comprehensive commercial bank. The practice of reform and development of Bank of Communications has opened the way for the development of China's joint-stock commercial banks, and has played a catalytic, promoting and demonstrative role in financial reform.

In June 2004, in the process of deepening China's financial reform, the State Council approved the overall plan for deepening the joint-stock reform of the Bank of Communications. The goal is to turn the Bank of Communications into a company with a sound corporate governance structure and sufficient capital. A modern financial enterprise with strict internal controls, safe operations, good services and benefits, strong international competitiveness and a century-old national brand. In deepening the joint-stock reform, Bank of Communications has completed financial restructuring, successfully introduced domestic and foreign strategic investors such as HSBC, Social Security Fund, and Central Huijin, and strived to promote positive changes in institutional mechanisms. On June 23, 2005, Bank of Communications was successfully listed in Hong Kong, becoming the first mainland Chinese commercial bank to be listed overseas. At present, Bank of Communications has developed into a modern commercial bank with a century-old national brand with "clear development strategy, perfect corporate governance, sound institutional network, advanced operation and management, high-quality financial services, and good financial status".