Nowadays, people pay more and more attention to intellectual property rights. If enterprises have the authority in this area, they can apply for loans from banks. The higher the value, the higher the loan amount, which is very suitable for companies that need money urgently and have no collateral. Today, we will briefly introduce the intellectual property pledge loan under Chang 'an Bank. If there is demand, you can learn about it. 1. Introduction of Intellectual Property Pledge Loan of Changan Bank Intellectual Property Pledge Loan refers to a credit product in which the borrower or a third party pledges legal and transferable intellectual property rights, such as patent rights, exclusive right to use registered trademarks and copyrights, and Changan Bank issues loans to the borrower. This way of enterprise financing can help enterprises solve the difficulties caused by the lack of fixed assets, especially for technology-based companies, which can obtain loan funds by virtue of intellectual property rights. Product features: 1. The application process is simple. Compared with mortgage and guarantee loans, many processes need to be simplified. Just provide intellectual property certificates. 2. The guarantee method, loan term and loan amount are flexible, and the higher the value, the easier the loan is. 3. Intellectual property pledge can be used for single guarantee, combined guarantee, additional guarantee and counter-guarantee. 4. This product is suitable for small and micro enterprise customers, individual industrial and commercial households and other enterprises that are short of money.

ii. application conditions for intellectual property pledge loan of Chang' an bank 1. the enterprise has been operating for at least one year or more, and its legal representative/actual controller has certain experience in the main business. 2. The credit records of the enterprise and the actual controller are good, and there can be no overdue default. 3. Intellectual property rights must meet the requirements of the bank. It is best to consult the bank staff with the voucher before handling it. 4. Provide the financial statements and relevant bills of the enterprise for three years.