1994, China Agricultural Development Bank was established separately. 1996, rural credit cooperatives and agricultural bank of China were separated from administrative subordination, and agricultural bank of China began to transform into a wholly state-owned commercial bank. On June 5438+1October 65438+May, 2009, China Agricultural Bank completed the industrial and commercial change registration procedures, and was transformed from a wholly state-owned commercial bank into a joint stock limited company, renamed as "China Agricultural Bank Co., Ltd.".
Headquartered in Beijing. It is one of the four wholly state-owned commercial banks and an important part of China's financial system.
It has branches in Singapore and Hongkong, and representative offices in London, Tokyo, new york, Frankfurt and Seoul, with 447,565,438+09 employees. As a large-scale state-owned commercial bank that combines urban and rural areas, connects with the international market and has complete functions, China Agricultural Bank has always adhered to the customer-centered business philosophy, adhered to prudent and steady operation and sustainable development, based on the county and city markets, implemented differentiated competition strategy, and strived to build a service brand of "growing with you", relying on branches covering the whole country, huge electronic network and diversified financial products, and strived to provide quality financial services to our customers.
In 2008, various businesses of Agricultural Bank of China developed rapidly, and its operating efficiency and asset quality improved significantly. At the end of the year, the total assets were 7.0/kloc-0.43565438+0 billion yuan, various deposits were 6,097.428 billion yuan, various loans were 3/kloc-0.0/0.59 billion yuan, the capital adequacy ratio was 9.4/kloc-0.0%, the non-performing loan ratio was 4.32%, and the annual net profit was 4.32%.
Through 24,064 branches, 30,089 ATMs and 65,438+0,65,438+0,765,438+0 overseas correspondent banks all over the world, China Agricultural Bank provides convenient, efficient and high-quality financial services to more than 350 million customers with the most extensive network system and leading information technology advantages. With the approval of the State Council, the overall restructuring of China Agricultural Bank (hereinafter referred to as "restructuring") is China Agricultural Bank Co., Ltd. (hereinafter referred to as "joint-stock company").
The joint-stock company was established in accordance with the law on June 5, 2009+10/October 5. Since its establishment, the joint-stock company will completely inherit the assets, liabilities and all businesses of Agricultural Bank of China, and continue to engage in the business approved/approved in the original business scope and business license documents.
The existing business organization, trademark, Internet domain name and consulting service telephone number of China Agricultural Bank remain unchanged, and continue to be used by joint-stock companies, and all businesses are carried out as usual. Customers do not need to go through any change procedures because of reorganization.
The development of Agricultural Bank of China has gone through five stages. The first stage (195 1- 1952): after the establishment of the new China of China Agricultural Bank, with the approval of the State Council, China Agricultural Cooperative Bank was formally established in August of 195 1.
Its task is to handle agricultural financial allocation and long-term agricultural loans for more than one year according to the national plan to support the development of rural credit cooperation. After the establishment of the Agricultural Cooperative Bank, it basically did not carry out financial allocation and long-term loan business, and was cancelled on 1952 due to the streamlining of institutions.
The second stage (1955- 1957): In order to meet the requirements of the state for increasing credit support for agricultural cooperatives, according to the development of agricultural production at that time and referring to the practices of the Soviet Union, the Agricultural Bank of China was established in March 1955 with the approval of the State Council. Its task is mainly to handle financial support for agriculture and long-term and short-term loans for agriculture. The loan object is mainly limited to production cooperative organizations and individual farmers, and the loan purpose is limited to agricultural production. Other rural financial services are still handled by the People's Bank of China.
1957 In April, the State Council decided to merge the Agricultural Bank of China with the People's Bank of China. The third stage (1963-1965):1963 In implementing the policy of "adjustment, consolidation, enrichment and improvement" of the national economy, the state takes measures to strengthen agriculture and increase financial support for agriculture.
In order to strengthen the unified management of state funds for supporting agriculture and the overall arrangement of rural funds, and prevent the waste and misappropriation of funds, 10, the NPC Standing Committee passed a resolution approving the establishment of China Agricultural Bank as a directly affiliated institution of the State Council. According to the decision of the Central Committee and the State Council on the establishment of China Agricultural Bank, this agricultural bank institution was established at all levels, from the central to the provincial and local levels. However, with the approval of the state, China Agricultural Bank and China People's Bank merged again in June 1965 1.
The fourth stage (1979-1994):1978 65438+February, * * * The Decision of Agricultural Bank of China on Accelerating Agricultural Development (Draft) adopted by the Third Plenary Session of the Eleventh Central Committee clearly put forward that "China Agricultural Bank should be restored and rural areas should be vigorously developed. 1979 In February, the State Council issued the Notice on Restoring Agricultural Bank of China, and decided to formally restore Agricultural Bank of China. After the restoration, the Agricultural Bank of China is directly under the State Council and supervised by the People's Bank of China.
The main tasks of the Agricultural Bank of China are to uniformly manage the funds supporting agriculture, centrally handle rural credit, lead rural credit cooperatives and develop rural financial undertakings. The fifth stage (from1April, 1994):1February, 1993, 65438+February, the State Council made the "Decision on Financial System Reform", demanding the gradual establishment of a rural financial system under the unified supervision and management of the People's Bank of China, with the close cooperation and coordinated development of China Agricultural Development Bank, China Agricultural Bank and rural cooperative financial organizations.
According to the arrangement of the People's Bank of China,1April, 1994, China Agricultural Development Bank and China Agricultural Bank were established separately, and the policy business such as the supply and management of grain, cotton and oil purchase funds were separated from the Agricultural Bank. According to1People's Republic of China (PRC) Commercial Bank Law, which was promulgated and implemented in June, 1995, Agricultural Bank of China began to gradually explore the operation mechanism of modern commercial banks. 1In August, 1996, the State Council made the Decision on the Reform of Rural Financial System, calling for the establishment and improvement of a rural financial system based on cooperative management, with division of labor and cooperation between commercial finance and policy management.
The Agricultural Bank of China conscientiously implemented the spirit of the Decision, unified its thinking, took the overall situation into consideration, and actively supported the Agricultural Development Bank under the circumstances of many contradictions, tight time and great pressure.
2. Is Beijing Rural Commercial Bank a state-owned enterprise? Beijing Rural Commercial Bank actively responded to the impact of interest rate liberalization and internet finance, combined with the actual business development, supported by scientific and technological innovation, and promoted the innovation of organizational structure, management system, assessment mechanism, marketing system, channel construction, process optimization and reengineering, business and product innovation, effectively consolidating the foundation of steady, sustainable and all-round development.
In the last three years alone, 2022 scientific and technological projects represented by the credit information management system have been put into production, the number of application systems has increased from 50 to 129, and more than 1000 financial new products and services have been developed and put into production, which has significantly improved the comprehensive financial service capability and market competitiveness. Beijing Rural Commercial Bank has always regarded "serving agriculture, countryside and farmers" as its key work, actively carried out agriculture-related business from the perspective of "agriculture, rural areas and farmers", and carried out a series of innovative explorations around the support of credit funds, improving the function of rural financial services and improving the payment and settlement level in rural areas, and achieved remarkable results.
We have developed new rural construction loans such as "key village renovation loans, collective industry loans, asset quantification loans and shantytown renovation loans" and new agricultural loan products such as "chestnut agricultural loans, cold water fish farming loans and folk tourism loans" to actively support the development of agriculture-related economy. In Beijing 10 suburban counties, the loan balance ranks among the top five in the same industry.
Three. Are there any rural credit cooperatives in Beijing? Beijing Rural Commercial Bank, formerly known as Chengshousi Sub-branch of Beijing Rural Commercial Bank, was established in 195 1 year, and has developed for more than 50 years.
Tel: 67625 1 12.
Address: 2- 1 1
Business hours: private business: 8: 30-17: 00 from Monday to Sunday; Business: Monday to Friday, 8: 30-11:3013: 00-17: 00, Caoqiao Sub-branch of Hu Axiang Branch of Beijing Rural Commercial Bank.
Tel: 8750786 1
Address: Building 4, Caoqiao Xinyuan, Fengtai District, Beijing 1
Business hours: private business: 8: 30-17: 00 from Monday to Sunday; Company business: Monday to Friday, 8: 30-12: 0013: 00-17: 00, Beijing Rural Commercial Bank Nanyuan Branch Muxiyuan Branch.
Tel: 67227827
Address: Haihutun 166, Yongwai Street, Fengtai District, Beijing
Business hours: private business: Monday to Sunday 9: 00-17: 30; Corporate business: Monday to Friday, 9: 00-12: 0013: 00-17: 30, Puhuangyu Sub-branch, Nanyuan Sub-branch of Beijing Rural Commercial Bank.
Tel: 67644823, 67644824
Address: No.3 Ding 'an Dongli, Fengtai District, Beijing
Business hours: private business: 8: 30-17: 00 from Monday to Sunday; Corporate business: 8: 30-12: 0013: 00-17: 00, Beijing Rural Commercial Bank Dongluoyuan Sub-branch.
Tel: 67233086
Address: Shangde, Building 6, Dongmuyuan Community, South Third Ring Road, Fengtai District, Beijing
Business hours: private business: Monday to Sunday 9: 00-17: 30; Business: Monday to Friday 9: 00-12: 0013: 00-17: 30.