Hello, China Merchants Bank standard credit card is valid for 3 years. When the validity period of a credit card is about to expire, our bank will generally send a card change notification message to the cardholder and issue a new card to the cardholder on its own initiative.

If the old card type has stopped issuing, another card type will be issued after the expiration. Please log in to the online bank and choose a replacement card type or cancel sending a new card according to our SMS or email instructions.

When the student card is changed or transferred after graduation, please log in to the online bank immediately according to the instructions of our SMS or email.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!