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What are the application conditions for Ali Online Commercial Loan?

1. He has been in industrial and commercial registration for one year.

2. The applicant is the legal representative of the enterprise or the person in charge of individual industrial and commercial households, aged between 18 and 65, and is a resident of Chinese mainland.

3. Member of Alibaba International Station (Export Connect, Global Insurance, Jinpincheng Enterprise).

4. industrial and commercial registration is located in Chinese mainland (excluding Qinghai Province, Gansu Province, Hainan Province, Inner Mongolia Autonomous Region, Ningxia Hui Autonomous Region, Xinjiang Uygur Autonomous Region and Xizang Autonomous Region).

Ali online business loan application process: contact the account manager of Alibaba International Station-cooperate with data collection-sign the contract after approval. Note: Generally, the loan can be obtained in about 3 working days after all the materials arrive. Extended information

As a loan service, the longest repayment period of online merchant loan is 12 months, and the daily interest rate of the loan is .18%. It must be said that the interest rate of this loan is really low, which is very low among the current financial products, lower than that of all loan products of Alipay.

The minimum daily interest rate for ants to borrow money is .3%. The total annual interest of 1, yuan from Alipay online business loan is 348.15 yuan, which is really a good deal. Monthly repayable principal = loan principal ÷ loan term, monthly interest = loan principal * loan monthly interest rate, monthly interest rate = daily interest rate ×3.

Alibaba International Station User-only Loan-Online Business Loan (FAQ)