Article 75 (3) of China's Guarantee Law stipulates that "legally transferable trademark exclusive right, patent right and property right in copyright" can be pledged. This clause provides a clear legal basis for the pledge of trademark exclusive right. This benefit has just been recognized by the business operators in China, and the first step may have tasted the benefits. For banks, trademark evaluation is a way to require the trademark to be independent as an identifiable part of legal assets.

Conditions for trademark loan:

1. Obtaining the Trademark Registration Certificate approved by the State Trademark Office, the exclusive right to use the trademark can be transferred according to law (clear property rights), and the value of the trademark has been appraised by an appraisal agency with assets appraisal qualification;

2. The enterprise has been profitable for at least three consecutive years, has a considerable scale in the industry, has stable products and markets, and has standardized management and financial accounting.

3. It belongs to a well-known trademark in China or a famous trademark in a province or city (within the validity period), and the trademark has been used for more than three years;

4. The enterprise and its legal representative or actual controller and shareholders have no bad credit records; There is no bad record in the departments of industry and commerce, taxation and customs.

The process of trademark loan:

1. The enterprise and the bank reach the intention of trademark loan;

2. The enterprise or bank entrusts a professional appraisal institution to evaluate the trademark value;

3. Banks and enterprises sign letters of intent for loans;

4. register the trademark pledge with the Trademark Office of the State Administration for Industry and Commerce and obtain the title certificate.

5. banks lend money to enterprises after obtaining the title certificate, and some banks need third-party institutions to guarantee during the loan process.

The materials to be prepared when applying to the Trademark Office for the pledge registration of trademark rights:

1. An application for the pledge registration of the exclusive right to use a trademark (multiple registration numbers that need to be pledged can be specified in one application);

2. Copies of the business licenses of the pledgor and pledgee (valid after annual inspection);

3. A copy of the Trademark Registration Certificate. If the registrant changes, a copy of relevant certificates should also be attached;

4. The original or notarized copy of the pledge contract for the exclusive right to use a trademark and the main contract (if the contract is signed by the person authorized by the legal representative, relevant authorization documents shall be attached);

5. a trademark evaluation report issued by an evaluation agency with intangible assets evaluation qualification;

6. submit the trademark agency power of attorney issued by both parties.