1. If a car crashes into a house, you can first settle the case criminally with the perpetrator; if the problem cannot be solved through negotiation, you can sue the owner or driver of the car that caused the accident, as well as the insurance company of the car that caused the accident, and demand compensation for the losses.

2. Paragraph 2 of Article 117 of the General Principles of the Civil Law stipulates: If the property of the state, the collective, or the property of others is damaged, it shall be restored to its original state or compensated at a reduced price.

3. Article 2 of the Tort Liability Law stipulates: Anyone who infringes upon civil rights and interests shall bear tort liability in accordance with this law.

The civil rights and interests referred to in this law include the right to life, health, name, reputation, honor, portrait, privacy, marital autonomy, guardianship, ownership, usufruct rights, and guarantees Personal and property rights such as property rights, copyrights, patent rights, trademark exclusive rights, discovery rights, equity rights, inheritance rights, etc.

4. Article 76 of the "Road Traffic Safety Law" If a traffic accident involving a motor vehicle causes personal casualties or property losses, the insurance company shall provide compensation within the liability limit of the compulsory motor vehicle third party liability insurance. Compensation; for the deficient part, we shall be liable for compensation in accordance with the following provisions:

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance