China Guangfa Bank UnionPay credit card cannot be changed to MasterCard or visa card. If you need to use MasterCard or visa card, you need to apply for it again.

differences among unionpay, visa and MasterCard:

visa international

visa international is the largest credit card and traveler's check organization in the world. The predecessor of Visa International Organization was Bank of America Credit Card Company established in 19. In 1974, Bank of America Credit Card Company cooperated with some commercial banks in western countries to establish an international credit card service company, and in 1977, it was officially changed to VISA international organization, becoming a global credit card joint organization. VISA International owns brands such as Visa, ELECTRON, INTERLINK, PLUS and VISA CASH. VISA international organization itself does not issue cards directly. Visa brand credit cards are issued by members (mainly banks) who participate in Visa international organization.

mastercard international

mastercard international is the second largest international credit card organization in the world. In 1966, some banks in California established the Interbank Card Association, and in 197, Master Charge's name and logo were adopted, which unified the names and designs of credit cards issued by member banks, and in 1978, it was renamed the current MasterCard again. MasterCard international owns brands such as MasterCard, Maestro, Mondex and Cirrus. MasterCard international itself does not issue cards directly. MasterCard brand credit cards are issued by members of financial institutions participating in mastercard international.

China's major commercial banks have joined these two international credit card organizations. ?

UnionPay

UnionPay is a joint-stock financial service institution approved by the People's Bank of China and initiated by more than 8 domestic financial institutions with a registered capital of 1.65 billion yuan. The company was established on March 26th, 22, with its headquarters in Shanghai. UnionPay adopts advanced information technology and modern company management mechanism to establish and operate a wide and efficient inter-bank information exchange network system for bank cards, formulate unified business norms and technical standards, realize high-efficiency inter-bank universality and joint business development, popularize UnionPay cards, actively improve the acceptance environment, promote the rapid development of China's bank card industry, build UnionPay brand into a major international bank card brand, and realize "where China people go, where UnionPay cards are used".