Many friends don’t know what an overseas machine is. Let me explain it below! Overseas machines are foreign POS machines. They are brought to China through special methods. If we use foreign POS machines to swipe credit cards in China, the bank will think that you are abroad. People who can travel abroad generally have higher spending power. , the bank will immediately increase your credit card limit! This allows everyone to immediately improve their overall bank score and credit card limit without going abroad, and reach the bank's quality customer standards in minutes! Many banks offer exclusive low-interest loans to customers with good credit card usage and high overall scores! (?Ping An Reserve Fund,?Transportation Haoxiang Loan,?CITIC Dream Realization Gold,?S Pudong Development Bank Universal Gold,?Guangfa Intellectual Property Gold...)!

Basic knowledge of overseas POS machines

(1) What is an overseas machine? Overseas machine: To put it simply, it is a foreign POS machine that is brought to China through special methods or channels and connected with foreign countries. Machines from real consumer merchants.

(2). Why buy an overseas foreign currency machine?

Raise the limit of card maintenance

①. Increase the limit of your credit card: If you want to increase the limit of your credit card, the card maintenance will increase. The comprehensive rating is convenient for you!

②. Earn some extra money when you have nothing to do. Everyone is surrounded by connections. Friends and colleagues will all have credit cards. If you have nothing to do, help your friends and colleagues to swipe. No matter how much we charge, we don’t participate. At least the machine is not idle. Every time you brush the knife, you will get a profit rebate. What you buy is not a machine, but a business opportunity. I gave you chopsticks, but you still don’t know how to pick up vegetables. ?

(3) How effective is overseas POS in increasing the balance?

Firstly, the normal logic of overseas machines is generally found abroad. Domestic bank card swiping foreign currency machines , banks have higher handling fees to earn. Secondly, when you swipe your credit card, the bank assumes that you have gone abroad and spent money abroad. People who can go abroad can generally prove that you have a high living standard and spending power.

The bank is not afraid that you will not be able to repay it, so it will definitely be helpful to raise the limit. (The temporary limit is particularly effective when the limit is sharp. The fixed limit depends on your card usage. If the card is really bad, you can’t withdraw it immediately. The credit limit can also improve the overall score of the credit card, which will help to increase the chance of activating the credit card loan in the future. Of course, overseas POS does not mean that the more you use, the more the credit will be raised. We need to use it appropriately, and do not use it like a domestic machine. Go use it (the cost of credit card swiping is high, and no one can guarantee that the limit increase is 100% successful, because some people's cards are really bad, so they are not suitable for cash withdrawals. It is only suitable to use it as a tool to increase the limit at a small cost, or to increase the overall score of the credit card. It is recommended that each person holds an overseas POS, only then can he be considered a truly qualified card player. Many banks cooperate with overseas POS for customers with good credit card usage and high overall scores = banks will provide you with exclusive credit card extra limits. Loans such as Ping An Reserve Fund, Transportation Haoxiangdai, CITIC Yuanmeng Gold, Pudong Development Bank, Guangfa Caizhi Finance, and China Merchants Overseas Lines, these limits can be easily activated through overseas POS card swiping.

Especially. Credit card loan success rate of Communications and CITIC

Why use overseas POS machines

If you have the opportunity to swipe your card abroad, the bank's qualifications will be reflected in the beautiful statement. . Therefore, there is a saying that if you use a credit card overseas for three months, it does not mean that the limit will be increased immediately, but it means that after your qualifications in the bank are improved, it will be easier to increase the limit. , this is also true from the actual situation. It is relatively easy to increase the limit, whether it is a fixed limit or a temporary limit. Some people have even been locked up in a dark room by the bank and have not mentioned any fixed or temporary limit cards for several years. After flying abroad a few times, a temporary quota or a fixed quota comes up.

What is the principle?

First, let’s take an example from the Bank of Communications’ 2016 annual bill. Let’s talk about part of the secret of big data.

The data on overseas credit card swiping in Bank of Communications’ 2016 annual bill data are as follows:

Big data tells us that only 960,000 of the 50 million Bank of Communications credit card holders have been to Hong Kong. , only 2.4 million people went abroad for consumption. Excluding Hong Kong and Macao, there are only 1.1 million people, and only 2.2% have actually spent money abroad. These are the high-quality customers of the bank. If they don’t give you a credit limit, who will give you a credit limit? If they don’t give you a platinum card, who will give you a platinum card. Of course, there are certain rules. The effect of swiping cards from Heilongjiang to Hong Kong and the effect of swiping cards from Shenzhen to Hong Kong are not the same concept. You have to be a high-quality customer in the place where the card is issued, not a high-quality customer in the whole country. The three provinces of Xinjiang, Inner Mongolia and East are the locals when you go to Hong Kong. of super quality customers. Cards used in Beijing, Shanghai, Guangzhou and Shenzhen should be used for card purchases in the United States, Europe, and the Middle East, because there are too many local tycoons, and banks no longer take notice of them. The local card department is doing big data comparisons, and you can travel further than others. They are rich people.

Okay, the above explains the most basic principles, and the next step is to guide the practice. How to practice? For those who want to increase their credit card balance, it would be best if they have high-quality bills for overseas card payments. For intermediaries who specialize in card maintenance and credit limit increase, if you use these cards owned by your clients to pay overseas bills, it will be easier to increase the limit, and the cost of raising the credit card limit will be lower. On the basis of the original huge profits, it becomes even more profitable.

Are overseas POS machines safe?

Is it safe to withdraw funds from overseas POS machines?

Will the card be copied? How to use?

Let’s talk about the differences between overseas machines in the world. Recently, there has been a lot of information about overseas machines raising quotas in the circle of friends. So will overseas machines really increase their quotas?

Advantages of using overseas POS machines:

(1) The bank will think that you have high spending power and may immediately increase your credit limit.

(2) Improve one’s overall score in the bank to beautify one’s credit.

(3) Rapidly improve the bank’s quality customer standards.

(4) It is easy to obtain various preferential services exclusive to banks, and there are many benefits.

This is the basis for the bank to give you a credit limit increase. The bank looks at your daily consumption. If you usually use the card well, the bank system will automatically judge your actual situation and accordingly make a decision on your credit limit. Credit cards help.

The most critical question is here, is it safe? That is to say, what cardholders are most worried about is whether they will be copied or stolen?

Some are not real POS machines at all, they are just card readers. Some of them will not even show that the transaction was successful until the next day after you have finished spending. So let me tell you, what did you do at this time? We all know that foreign bank cards only have magnetic stripe cards and not chip cards. After you swipe, your personal information will be cracked by professionals in the background and they will copy the card for you. If your credit card is swiped, there is no problem because there is no customer service or platform. If you don't handle it, then you can only consider yourself unlucky. Here again, consumers are reminded that they must understand clearly before making a choice. It is normal to have competition in business, but it is not allowed to deceive consumers who do not understand it! ! It is a matter of integrity and morality, and must be severely punished. These products don’t even have trademarks, and you can’t tell which organization produced them at all.

Due to political reasons in each country, any POS machine payment company wants to use one POS machine to swipe currencies of different countries, which is not allowed in every country.

Because Thailand uses Thai baht, Hong Kong uses Hong Kong dollars, the United States uses US dollars, Taiwan uses Taiwan dollars, and South Korea uses Korean won

Japan uses Japanese yen, Singapore uses Singapore dollars, Malaysia uses ringgit, etc. Unified currency

So it is difficult to convert. Regular products will have their own trademarks, and their products do not have any logos.

Companies or banks that produce POS machines in various countries around the world must obtain government permission, but they do not.

They install a software on the computer and connect it to a card reader. The software is not a card swiping software, it is just an order client software.

Read part of the credit card information through the card swiping machine, and then manually enter other information, and all of this information is sent to their server.

After receiving the order information, they manually used the customer's credit card information to make cardless payment at their overseas POS machine.

The risk of doing this: credit card theft and credit card duplication

The customer sends the information to the server through the client. When the customer requests to swipe the card, the customer can make a cardless payment on behalf of the customer. In the same way, you can use the customer's credit card information to steal money.

What about that kind of security?

As we all know, there are two types of domestic credit cards: magnetic stripe and chip, so how do cardholders choose?

First, the overseas machine must support chip transactions. Currently, there is no chip that can be copied on the market, because the chip card is also called an integrated circuit card. It is on a plastic card that is the same size as an ordinary credit card. Embedded with one or more integrated circuits. Integrated circuit chips can be memory or processors. A chip card with memory is also called a memory card or memory card, and a chip card with a microprocessor is also called a smart card or smart card. Memory cards can store a large amount of information; smart cards not only have the ability to remember, but also have the function of processing information.

In order to reduce the risk of bank cards being copied, relevant departments have pushed for financial IC cards with higher security performance in recent years. Financial IC cards are bank cards that use smart chips (IC cards) as media. The chip has a large capacity and can store keys, digital certificates, fingerprints and other information. It can handle multiple functions at the same time, has good security, large storage capacity, and is easy to use. Convenience and other features.

The second is that the currently recognized real overseas channel is the International UnionPay overseas channel recognized by International UnionPay. Because UnionPay wants to make profits from it, the real overseas machine is safe.

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