(1) The guardian shall present the valid identity documents of the agent and the principal, as well as the guardian relationship certificate or the official documents issued by the people's court and relevant departments to designate a special person to open an account.

(2) The bank account opened by the guardian's agent can keep the real-name authentication mobile phone number of the guardian or depositor himself.

2. Domestic 16- 18 years old:

I have a valid identity document or my guardian will handle it on my behalf. If it is handled by my guardian, I need to show two valid ID cards and valid guardianship certificate. You need to reserve your guardian's or save my real-name authentication mobile phone number.

3. Domestic age 18: I need to hold a valid ID card or a temporary ID card to open an account at any branch of China Merchants Bank (Changsha Branch does not support temporary id card for the time being). To apply for a CMB credit card, the most important conditions are that you have reached the age of 18-60 (foreigners aged 25-60) and have a stable job and income. The necessary application documents are "copy of identity certificate" and "work certificate". Copies of other financial documents (such as real estate license, my car driving license, bank time deposit certificate, etc.). ).) will be more conducive to successful card issuance.

China Merchants Bank credit card processing generally has three channels:

The first type: go to the bank, explain to the bank and the business staff that you want to apply for a credit card, and fill out the form under the guidance of the staff. Then under the guidance of the staff, all kinds of certificates can be copied to the staff.

The second type: go to the agent. Generally, you will meet some credit card agencies in some large supermarkets or some large stores. The method is the same as the first one. Generally, they will use a digital camera to shoot proof materials, so they don't need a copy.

Both of the above should be prepared:

1. Original ID card

2. Copy of the front and back of the ID card

3. Income certificate (payroll or certificate issued by the company)

4. Work certificate (work permit, badge, company pass, etc.). ).).

5. Proof of financial resources (proof of financial resources such as houses and automobiles)

The third type: online booking. Log on to China Merchants Bank Credit Card official website. Process (Take ThinkPad X 13 Ruilong laptop and Windows 10 as examples):

1. Log in to China Merchants Bank Credit Card Online Banking and select your favorite card;

2. Click "Credit Card Application";

3. Choose the appropriate application process. At present, China Merchants Bank has set up two application processes for new customers and existing customers;

4. Fill in personal information so that the application can be approved;

5. Submit the credit card application of China Merchants Bank. China Merchants Bank will review the reservation information and generally inform the processing result within 7 working days.