Summary of the work of the Financial Office

In 20xx, under the correct leadership of the Municipal Party Committee and the Municipal Government, with the strong support of the Municipal People's Bank of China, the Banking Regulatory Bureau, the relevant municipal departments and various financial institutions With the joint efforts of the **, the Municipal Finance Office closely focused on the overall situation of reform, development and stability of the city, and in accordance with the work goals set at the beginning of the year, innovated work ideas, strengthened work measures, and implemented work responsibilities, creating a new situation in all tasks. It was rated as a municipal civilized institution and an advanced unit in the city's business and trade services. One person was awarded the second-class merit and one person was awarded the honorary title of the city's advanced individual in business work.

1. Focus on credit extension and provide strong financial support for the city’s economic and social development. Actively coordinate and cooperate with the Municipal People's Bank of China and the Banking Regulatory Bureau to carefully analyze the financial situation, carry out extensive cooperation between government, banks and enterprises, and strive to increase the effective supply of credit. The first is to strengthen work scheduling and hold a financial situation analysis meeting every quarter to report on the situation, analyze problems, and study countermeasures, which promotes work. Second, focusing on the annual activities of transformation, structural adjustment and accelerating industrial development, together with the Municipal People's Bank of China, we held 9 government-bank-enterprise cooperation talks in 7 counties, districts and municipalities, and implemented loan intentions for a total of 697 enterprises. The capital is 69.1 billion yuan. The third is to carefully analyze the reasons for the high loan interest rates in our city and coordinate with relevant banking institutions to appropriately lower loan interest rates to benefit enterprises and society. The fourth is to support the Municipal Banking Regulatory Bureau to carry out small business loans and the promotion of Changlin Group’s 1.97 billion yuan syndicated loan, support the Agricultural Bank of China and the Agricultural Development Bank of China to carry out new rural construction loan business, and conscientiously implement the signings between the municipal government and the Jinan Branch of the People’s Bank of China and the Head Office of Minsheng Bank. The strategic cooperation agreement provides strong financial support for the city's "two-oriented society" construction, small business development and project loans. In 20xx, the city's local and foreign currency deposit balance was 212.36 billion yuan, an increase of 35.55 billion yuan from the beginning of the year. The deposit balance and new increase ranked 7th and 6th in the province respectively; the city's local and foreign currency loan balance was 155.97 billion yuan, an increase from the beginning of the year. 29.89 billion yuan, ranking 6th in the province in terms of loan balance and new loans.

2. Pay close attention to the listing of enterprises, and achieved new breakthroughs in direct financing. We regard increasing corporate listing financing as a top priority, actively organize various listing training and promotion activities, strengthen tracking services for key enterprises, and effectively promote corporate listing work. The first is to actively do a good job in cultivating enterprises for listing. In early May, a survey was conducted on the city’s key key enterprises with annual net profits of more than 5 million yuan and technology entrepreneurial small and medium-sized enterprises with annual net profits of more than 2 million yuan, and 50 candidate companies to be listed were classified and screened. Provides basic information for cultivating backup listing resources. The second is to strive to create a good listing environment. We conducted in-depth research on enterprises to fully understand the policy needs of enterprises in the process of restructuring and listing, and formulated policies and regulations to promote the listing of enterprises in our city; invited Zhao Hongjun, member of the Party Committee and Assistant Director of the Provincial Securities Regulatory Bureau, to give a guidance report on enterprise listing and systematically explain the listing of enterprises The importance, relevant regulations and specific requirements have deepened enterprises' understanding of the capital market; more than 20 enterprises have been organized to participate in various listing training activities organized by the Provincial Finance Office on four occasions, mobilizing the enthusiasm of enterprises to go public. Through various channels, we communicated with well-known securities companies, investment companies, and accounting firms such as CITIC Wantong, Guotai Junan, CITIC Construction Investment, Jingyuan Investment, China Construction Bank Investment, Luxin High-tech Investment, etc., and reached cooperation intentions to prepare for the proposed listing. The company provides professional services. Actively seeking support from higher-level departments, the team led by the mayor in charge went to the Provincial Finance Office, the Provincial Securities Regulatory Bureau and the China Securities Regulatory Commission six times to report on the work, further strengthening the relationship with the higher-level departments. The third is to establish a regular communication and reporting system for companies planning to be listed. Strengthen work scheduling, timely grasp the progress of companies' listings, and help companies coordinate and solve difficulties and problems in the listing process. Kim Jong Da was listed on the Shenzhen Small and Medium-sized Board on September 8, raising 1.5 billion yuan. This is the first company listed in our city since 1999. Luxing Titanium Industry and Longgang Tourism are listed on the Tianjin Equity Exchange and the NASDAQ Exchange in New York, USA respectively. Hongyi Technology's listing application materials have been submitted to the GEM Issuance Department of the China Securities Regulatory Commission. Relevant materials are currently being supplemented based on feedback. Stanley's listing materials have been accepted by the China Securities Regulatory Commission. Lishide Machinery is undergoing listing guidance, Lichen Logistics is screening new listing projects and preparing for re-listing applications, Xingsheng Mining and Luoxin Pharmaceutical are preparing for secondary listings in other places, Leihua Plastics and Xingang Group are actively preparing for overseas listings.

Third, the development concept has been strengthened, and major steps have been taken in the introduction of financial institutions and the construction of new rural financial institutions. Firmly establish the concept of financial industrialization, continuously improve the degree of organization of the development of the financial industry, enhance the pillar position of the financial industry in the development of the city's service industry, and enhance the leading role of the financial industry in economic and social development. The first is to effectively increase the introduction of financial institutions. After active efforts in all aspects, since this year, Shanghai Pudong Development Bank Linyi Branch, China Merchants Bank Linyi Branch and Laishang Bank Pingyi Branch have opened for operation. The establishment of branches of Hua Xia Bank and Industrial Bank in our city has been approved by the Provincial Banking Regulatory Bureau. The Linyi sales departments of Tongxin Securities and Jinpeng Futures have opened for operation one after another. The second is to vigorously develop new rural financial institutions. A breakthrough was achieved in the construction of village and town banks. Qishang Village Bank in Hedong District opened on December 29. This is the first village bank established in our city and the sixth village bank opened in the province since 2008; the head office of Bank of China and Temasek Corporation of Singapore opened in Yishui County The establishment of a village bank is scheduled to open early next year, and the construction of village banks in other counties and districts is being steadily advanced. The pilot program of small loan companies has developed rapidly. We intensified our efforts to strive for success, and actively carried out the work of enterprise selection and material submission and review. With the care and support of the Provincial Finance Office, 11 new small loan companies were established throughout the year, bringing the total number of small loan companies in the city to 14, ranking first in the country. Ranked 3rd in the province; actively coordinated various banking institutions to provide supporting financing for small loan companies, strengthened business supervision, and promoted the healthy operation of small loan companies; the 13 small loan companies opened in 20xx had a registered capital of 1.39 billion yuan, and this year a total of The society has issued loans of 2.275 billion yuan, of which a total of 231 small and medium-sized enterprises, 296 individual industrial and commercial households, and 977 agricultural, rural and rural households have been supported, and operating profits of 9.452 million yuan have been achieved, which has given full play to the role of small loan companies. The advantages of decentralized and timely financing provide strong financial support for the development of agriculture, rural areas and rural areas, small and medium-sized enterprises and individual economies. The third is to vigorously support the development of local corporate financial institutions. Support Linshang Bank's strategic transformation and improvement, improve the company's "internal strength", and expand development space. Since this year, Ningbo Cixi Sub-branch, Tancheng, Linshu, Feixian, Yinan Sub-branch and Ningbo Beilun Sub-branch have opened their doors one after another. In accordance with the requirements of Linyi City's banking reform and development plan for rural small and medium-sized financial institutions, Fei County Rural Cooperative Bank is actively promoted to establish a rural commercial bank. The fourth is to strengthen financial research work. He has written important research reports such as "Report on Exploring the Establishment of Equity Trading Institutions" and "On the City's Financial Support for the Development of Commercial Real Estate", which have played an important role in serving leadership decision-making and promoting local economic development.

4. Adhering to overall planning and consideration, the insurance guarantee securities and futures industry has developed rapidly. The Fourth Member Congress of the Linyi Insurance Industry was held, and a new leadership group of the association was elected. The association comprehensively strengthened its own construction and further improved its execution capabilities and service levels; it also solidly carried out the "Consumer Satisfaction Action" activity. The Municipal Insurance Association signed a "Consumer Satisfaction Action" commitment letter with various insurance companies, which enhanced the service awareness and social responsibility of insurance institutions; organized the Municipal People's Congress to inspect the insurance industry activities, demonstrated the achievements of our city's insurance work, and improved the quality of various insurance companies. Departments at all levels and all sectors of society pay attention to insurance work; together with the Municipal Banking Regulatory Bureau and the Insurance Association, we formulated and issued the "Notice on Strengthening Bank-insurance Cooperation and Standardizing Bank Agency Insurance Business", which played a positive role in regulating the bank agency market. ; Actively carry out policy-based agriculture-related insurance, and the insurance of wheat, corn and fertile sows is progressing smoothly. By the end of 20xx, the amount of policy-based agriculture-related insurance risk liability reached 580 million yuan. In 20xx, there were 54 insurance institutions of various types in the city (including 4 newly opened this year) with 44,000 employees; the city's various insurance institutions achieved a total premium income of 7.63 billion yuan throughout the year, a year-on-year increase of 38%, and accumulated compensation and benefits paid The insurance funds are estimated to be 1.53 billion yuan, and the city will bear more than 700 billion yuan of various risk liabilities. The standardization and rectification work of financing guarantee companies has been solidly advanced. In accordance with the requirements of the provincial government meeting, a rectification meeting of the city's financing guarantee companies was held, and the materials were reviewed and reported in batches as required. At present, 6 companies including Municipal Guarantee Company, Tiancheng, Yisheng, Huarui, Xinyuan, and Dingli have passed the re-confirmation of the Provincial Finance Office. The materials of Zhonglian, Lantian, Junan and other companies have been submitted to the Provincial Finance Office for approval. . In 20xx, the guarantee amount of the 28 guarantee institutions operating in the city reached 7.6 billion yuan, an increase of 2.93 billion yuan or 62.7% over the previous year.

In terms of the securities industry, there are 6 business departments of securities companies in the city, 183.26 million new accounts were opened, and the cumulative transaction volume for the year was 153.62 billion yuan. In terms of the futures industry, there are 4 business departments of futures companies in the city, with 2.838 million lots traded throughout the year, a transaction volume of 191.067 billion yuan, and a profit and tax of 760,800 yuan.

5. Intensify efforts to resolve and dispose of non-performing loans and achieve significant results. Give full play to the role of departmental functions and treat the resolution of corporate non-performing loans as a major matter. First, it promoted the establishment of a Financial Asset Disposal Service Co., Ltd. to provide one-stop services of assessment, auction, and write-off for the disposal of non-performing loans of financial institutions. The non-performing loans were disposed of worth RMB 10,000 that year. The second is to prioritize enterprises with a large number of non-performing loans and many financial institutions, coordinate with the courts and banking regulatory authorities, make full use of loan write-offs, asset restructuring and other means to improve the effectiveness of disposal, and increase the number of non-performing loans of key enterprises. With regard to disposal efforts, China Construction Bank's creditor's rights issue in Pingyi No. 1 Middle School has been successfully resolved; the disposal of non-performing loans of key enterprises such as Yamei Textile, Aolong Logistics, and Luohu Real Estate has basically been resolved; Ouyada, Zhongshan Pulp and Paper, Shunhe Agriculture Industry and Trade, and Zhengyi Textile The disposal of non-performing loans is being actively promoted. The third is to develop ideas and support rural credit cooperatives to increase the disposal of non-performing loans through various effective means such as using land and forest rights to replace non-performing loans, and replaced non-performing loans of 2.489 billion yuan throughout the year. In 20xx, the balance of non-performing loans of banking financial institutions within the jurisdiction was 7.04 billion yuan, a decrease of 3.05 billion yuan from the beginning of the year; the proportion of non-performing loans was 4.5%, a decrease of 3.23 percentage points from the beginning of the year.

6. Pay close attention to policy promotion, and a good atmosphere for the development of the city’s financial industry has been further formed. Taking the implementation of the "Opinions of the Linyi Municipal Committee of the Communist Party of China and the Linyi Municipal People's Government on Further Strengthening the Construction of the Financial Ecological Environment" (Linfa [2008] No. 28) as the overall starting point, we will optimize the ecological environment and strengthen government services throughout our work, and actively Coordinate all relevant parties to promote the construction of credit environment, administrative environment, judicial environment, public opinion environment, etc., and create a good financial development environment. First, the "Quantitative Assessment Methods for Linyi City's Financial Ecological Environment Construction" were formulated to quantify the six aspects of financial operation status of each county and district, social credit environment, policy support environment, judicial support environment, loans from foreign financial institutions, and comprehensive evaluation of financial institutions. Scores and comprehensive assessments are carried out to urge and guide counties and districts to increase the construction of the financial ecological environment, and further create a good atmosphere throughout the city that attaches great importance to financial work and accelerates financial development. The second is to formulate the "Linyi City Financial Emergency Contingency Plan" and the "Linyi City Financial Stability Joint Conference System" to strengthen the emergency response to financial emergencies and provide institutional guarantees for maintaining the city's financial stability and ensuring the city's financial security. . The third is to formulate the "Guiding Opinions on Financial Support for the Development of High-tech Industries in Linyi City" and the "Opinions on Carrying out Rural Land Contract Management Right Mortgage Pilot Projects in Hedong District, Pingyi County, and Yishui County", in Lanshan District and Fei County. The county has launched a pilot project for collective land leasehold mortgage loans, actively promoted the "three mortgages and one push" work, and achieved remarkable results in the construction of chattel mortgages, equity pledges, trademark exclusive rights pledges and corporate credit systems. Fourth, a large-scale exhibition event was carried out to bring financial knowledge to thousands of households and enter Linyi. More than 40,000 people from the municipal party committee, municipal people’s congress, municipal government, and CPPCC leaders as well as counties, districts, departments, and all walks of life visited the exhibition. It popularized financial knowledge, promoted financial products, established a financial image, and achieved good results. The fifth is to increase the judicial protection of financial claims, severely crack down on malicious evasion of bank debts, and safeguard the safety of financial claims in accordance with the law. Together with the Municipal Public Security Bureau, Industrial and Commercial Bureau, People's Bank of China, Banking Regulatory Bureau and other relevant departments, we actively carry out crackdowns on illegal fund-raising and illegal financial activities and maintain the city's financial stability. Sixth, strengthen cooperation with relevant news media, conscientiously run the Financial Shandong Linyi window column of People's Daily Online, and create a good public opinion atmosphere for the development of the financial industry.

7. Strengthen self-construction, and the work of the agency has entered a standardized track. As a newly established government department at the beginning of the year, the Municipal Finance Office attaches great importance to strengthening its own construction. The first is to carry out in-depth activities to strive for excellence. Give full play to the fighting fortress role of the party organization and the vanguard and exemplary role of party members, and carry out in-depth "five competitions" activities. Comparing learning to strengthen quality, competing to unite strength, competing to build an image, competing to achieve good results, and competing to emphasize dedication, education and Guide all cadres to base themselves on their posts, do first-class work, achieve first-class results, establish a high-quality service image in the "five games", and strive to be the first to take the lead. The second is to establish rules and regulations.

Various rules and regulations such as the financial management theory learning system, the code of integrity, the party group meeting system, and the financial revenue and expenditure management work specifications have been further established and improved, and the institutionalization and standardization of various tasks have been promoted. We implemented the division of labor and responsibility system and the accountability system, implemented time schedules and requirements for key tasks, scheduled and listened to reports regularly, and achieved significant results. The third is to strengthen the construction of party style and clean government in agencies. Formulated the "Opinions on the Division of Labor on the Implementation of the Party Style and Integrity Responsibility System in 20xx", carried out a clear division of labor for the annual work, and effectively achieved clear tasks and assigned responsibilities to individuals; carried out integrity risk prevention and management work, and formulated the "Integrity Risk Prevention of the Municipal Financial Office" "Management Work Implementation Plan", solidly carried out the work of identifying risk points and determining risk levels, and passed the inspection of a group dispatched by the Municipal Commission for Discipline Inspection; conscientiously took the lead in building a punishment and prevention system for corruption, and held a meeting on punishment and prevention of the city's financial system The symposium on corruption system construction promoted the in-depth development of party style and clean government construction in the financial system. The fourth is to enrich personnel. With the support of the organization and personnel departments, five comrades were publicly selected to work in the Municipal Finance Office, which further enriched the staff and strengthened the strength. The fifth is to do a good job in establishing civilized institutions. In accordance with the founding requirements, we actively carry out a variety of activities, continuously strengthen the construction of the agency's leadership team, ideological construction, organizational construction, and clean government construction, and promote the development of various business tasks. It was awarded the title of Municipal Civilized Organization by the Municipal Government Working Committee. At the same time, it guides and urges counties and districts to strengthen the construction of financial offices. Currently, 5 counties and districts have independently established financial offices, and the other 10 county and district financial offices are internal agencies of government offices or work together with other departments.

Although the city's financial industry has developed rapidly, there is still a large gap compared with advanced cities and development requirements. First, the overall scale of the financial industry is small and the level of development is low. This is mainly reflected in the fact that the financial industry accounts for a low proportion of GDP and the service industry, and has great development potential. Second, because there are many small and medium-sized enterprises and few major projects, there is a problem of difficulty in obtaining loans for small and medium-sized enterprises and a lack of loans to support large projects. Third, due to historical issues and other issues, the proportion of non-performing loans of banking financial institutions is relatively high, which also affects the work to a certain extent. Judging from the cadre team of the Finance Office, the financial industry is developing with each passing day, new business formats and innovative tools are constantly emerging, new knowledge is emerging in an endless stream, and higher and higher requirements are placed on the quality of cadres. The above issues should be paid great attention to and resolved seriously in future work. ;