1. What procedures are required for personal housing loans in Qinhuangdao City?

1. The loan recipients should be natural persons with full capacity for civil conduct. 2. Basic loan conditions 1. Have permanent urban residence or valid residence status; 2. Have a stable occupation and income, good credit, and the ability to repay the principal and interest of the loan on time; 3. Have assets recognized by the bank as mortgage or pledge, or have A unit or individual with sufficient repayment capacity serves as a guarantor for repaying the principal and interest of the loan and assumes joint and several liability; 4. There is a house purchase contract or agreement, and the price of the house purchased is basically in line with the assessed value of the bank or the real estate appraisal agency entrusted by the bank; 5. Bank regulations other conditions. 3. Loan Amount The amount of a personal housing loan issued by a bank shall not be higher than 80% of the value of the house to be purchased as assessed by the real estate appraisal agency or the total actual purchase cost (whichever is lower). 4. The maximum loan term shall not exceed thirty years. 5. Information to be provided When applying for a loan, you should fill in the "XX Bank Personal Housing Loan Application Approval Form" and submit the following documents to the bank: 1. Identity document (resident ID card, household register or other valid residence certificate); 2. Proof of borrowing income or debt repayment ability issued by a bank recognized department; 3. Letter of intent, agreement or other approval document for housing purchase that meets the regulations; 4. Down payment certificate issued by the developer; 5. List of mortgages or pledges , ownership certificate, and the person with the right to dispose of the property agrees to mortgage, pledge certificate and mortgage valuation certificate; 6. The written document that the guarantor agrees to provide guarantee and the guarantor’s credit certificate; 7. If savings deposits are used as self-raised funds, bank deposit certificates are required ; 8. If the provident fund is used as self-raised funds, proof of approval from the housing provident fund management department for the use of provident fund deposits must be provided; 9. Other documents or information required by the bank.

2. What conditions are needed in rural Qinhuangdao

As long as there is someone in the bank to support the check without any conditions. . I have personal experience

3. What are the personal conditions of major banks in Qinhuangdao area?

You can apply for a personal credit loan. The loan amount and interest rate depend on your personal credit and other factors.

You can apply for Yidai China’s loan services online.

Personal credit Yidai, that is, personal unsecured and unsecured credit loans, is a popular loan product customized by Yidai China for individuals with loan needs across the country. This product is very popular among customers because it has few application restrictions and can be flexibly combined with loan terms, interest rates and repayment methods. Customers who apply for "Personal Credit Easy Loan" will also enjoy "zero-cost" services throughout the process, as well as free and professional loan feasibility assessment services.

If you are short of money, go to Yidai China to save you the embarrassment of borrowing money!

1. You can get a loan for a few thousand yuan - solving your small money and big problems!

2. The most flexible term – you won’t have to pay any more interest!

3. The most considerate service – free assessment of your chances of getting a loan!

4. The fastest loan - prepare all the information and disburse within 7 working days!

·Application conditions

1. Have stable income.

2. Good personal credit record.

3. Proof of residence, income, and employment (or a guarantor can be provided).

I sent you a link, check it out in your message.