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The unpaid house property has been used by the buyer as mortgage for the loan.

On September 24, 213, Yang and Li signed a Transfer Agreement, stipulating that Yang would transfer a building under his name to Li at a price of 12.5 million yuan, and Li should pay 7.5 million yuan to Yang within 15 days after signing the contract, and the remaining 5 million yuan should be paid before September 25, 214. After the contract was signed, Yang handed over the property to Li for management and use, and Li paid Yang 7.5 million yuan. On September 27 of that year, Li issued a debt to Yang, acknowledging that he owed Yang 5 million yuan for the house purchase. On October 13th of that year, Yang and Li signed a Supplementary Contract to the Transfer Agreement, which mainly stipulated that when Li obtained a bank loan with the property that Yang resold to him as collateral, Li informed Yang to sign at the bank, and Yang should sign at the bank in time. However, the loan funds were used by Li, and Yang only used the original transfer target property as collateral and only assumed limited liability with collateral. Subsequently, the property became the collateral of Li's bank loan. Because Li did not repay the bank loan and interest, the bank repeatedly urged Yang to repay Li's loan with collateral, that is, the property. Before that, Li owed Yang 5 million yuan for the house purchase, and Yang repeatedly urged him to be delayed by Li for various reasons. In desperation, on September 14, 215, Yang sued Li to the court and asked Li to repay the house purchase arrears of RMB 5 million.

after hearing the case, the court held that the plaintiff Yang transferred the property to the defendant Li at a price of RMB 12.5 million, and the defendant Li had paid RMB 7.5 million, and still owed the plaintiff RMB 5 million, which was confirmed by documentary evidence such as the Transfer Agreement and the IOU. The defendant Li did not provide evidence of repayment. In this regard, the court found that the defendant still owed the plaintiff 5 million yuan for the purchase of the house. In the Transfer Agreement, the original defendant clearly stipulated that the arrears of 5 million yuan should be returned in one lump sum before September 25, 214. According to Article 159 of the Contract Law of the People's Republic of China, "the buyer shall pay the price according to the agreed amount." Article 161 stipulates that "the buyer shall pay the price at the agreed time." Therefore, according to the law, the defendant Li should pay the plaintiff Yang a house purchase price of RMB 5 million within 3 days after this judgment becomes legally effective.

(The above answer was issued on March 22, 217, and the current relevant house purchase policy should be based on the actual situation)

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