a relatively new financing method, which is different from the traditional way of applying for loans from financial institutions with real estate as collateral, means that enterprises or individuals apply for financing from banks with legally owned patent rights, trademark rights and property rights in copyright as collateral after evaluation. Intellectual property pledge financing has been very common in developed countries in Europe and America, but it is in its infancy in China. At present, the mechanisms that need to be improved include: 1. Establishing a collaborative promotion mechanism to promote intellectual property pledge financing; Second, innovate the service mechanism of intellectual property pledge financing; Third, establish and improve the risk management mechanism of intellectual property pledge financing; Fourth, improve the evaluation and management system of intellectual property pledge financing; Fifth, establish a management mechanism conducive to the transfer of intellectual property rights.