not all banks support merchants to use trademarks as intellectual property rights to make corresponding pledge loans. for example, some banks that have not been established for a long time and are still weak in qualifications and strength may not support merchants to make pledge loans. However, banks like Bank of Communications and local banks in Beijing basically support businesses to pledge loans with trademark rights. However, there is a premise that the merchants must reach this cooperation intention with the banks. The general process of trademark pledge loan can be summarized as follows:

1. The merchants and banks have reached the cooperation intention of using trademark pledge loan;

2. Banks or merchants entrust some trademark agencies to evaluate the value of trademarks held by merchants and determine the loan amount;

3. The merchant and the bank signed a letter of intent for trademark pledge loan;

4. The merchant goes to China National Intellectual Property Administration to register the trademark pledge and obtain the trademark pledge certificate;

5. Merchants and banks carry out a series of trademark loan processes, such as signing contracts and agreements, or looking for three-party personnel to guarantee and witness.