"Financial planners" are professionals who follow the six steps of the standardized financial planning process and help customers achieve their life goals. As a "financial planner", you must be able to correctly analyze and evaluate the customer's financial situation, and tailor a reasonable financial plan for the customer based on the customer's career stage and risk tolerance.
Generally speaking, governments of various countries have not established corresponding management standards for "financial planners", but instead regulate based on the services provided by various financial advisors. For example, a financial manager who is engaged in securities brokerage or provides securities consulting services while providing financial services will be classified as a securities broker or investment consultant. His services will be supervised by the securities regulatory department, and violations will be punished. Corresponding legal sanctions.
In order to ensure the service quality of financial planners and maintain market order, international practical experience is to establish a self-disciplined, non-profit, non-governmental professional qualification certification agency to meet a certain professional level and ethics. Conduct certification management of high-level financial management personnel to improve the credibility of the industry.
On September 1, 2004, the Financial Planning Standards Council of China (hereinafter referred to as the Financial Planning Standards Council of China, FPSCC) was formally established. The first director is Professor Liu Hongru, who enjoys high prestige in China's financial community. The deputy directors are Zhang Furong, Vice President of the Industrial and Commercial Bank of China, and Professor Liu Wei, Dean of the School of Economics at Peking University. The secretary-general is Dr. Cai Chongzhi.
In response to the lack of professional qualification certification for financial services in China, the China Financial Management Standards Committee decided to introduce the international CFP professional qualification certification system in China after three years of investigation and research.
CFP is the abbreviation of Certified Financial Planner. It is engaged in financial planning and meets the education, examination, experience and ethics stipulated by the international CFP organization. Standards (hereinafter referred to as "4E" standards) and certified professionals.
Considering that the domestic demand and urgency for financial planners with basic financial management skills far exceeds that of CFPs with international standards, the China Financial Planning Standards Committee decided to adopt the approach of most formal members of the international CFP organization , implementing a two-level financial planner certification system in China. In addition to Certified Financial Planner (hereinafter referred to as CFP), it is also certified Financial Planner (Associate Financial Planner (hereinafter referred to as AFP)). AFP's trademark is and CFP's trademark is .