A credit card is required, but not required. If you don’t have a credit card, Huabei Installment Apple’s official website also supports it.

The current installment methods supported by Apple are credit card or Huabei. 1. A credit card is required to purchase on Apple's official website, because only credit cards can be used for installments, while debit cards cannot be used for installments and can only be used for full payment.

2. In addition to buying on the official website, you can also buy on JD.com, because on JD.com you can pay in installments with JD Baitiao, without using Huabei or a credit card.

3. If you purchase Apple products on Tmall or Taobao, you can use Huabei for installment payment. However, please note that when purchasing Apple products for installment payment on JD.com or Taobao, you need to have enough The credit limit is sufficient. For example, to purchase a product worth 9,000 yuan, you must have a credit limit of 9,000 yuan or more. The credit limit is enough at one time, and the repayment can be made in installments.

In addition, credit cards from China Construction Bank, ICBC, and China Merchants Bank can enjoy up to 24 interest-free installments. Generally speaking, it is a good choice. Bank cards and Alipay are different. Alipay Huabei can enjoy 12 interest-free installments. , but the premise is that the amount must be sufficient, so that you can use Huabei for installment payment.

How to buy Apple products in installments?

1. Choose the credit card installment method.

Select your product.

Shop now and add selected items to your shopping bag. Proceed to checkout.

Enter your credit card details or scan the QR code and select an installment payment term (e.g. 12 months).

2. Choose Huabei installment.

You may need to install the "Alipay" app on your mobile phone to complete the payment.

The relevant staff will then notify you via email when the order is shipped and confirm the delivery date. You only need to pay monthly.

Finally, a reminder, the mobile phone is just a tool for communication and entertainment, and the price of Apple mobile phone is too expensive. There is no need to use Apple mobile phone. Even if you can't afford it, you still have to pay for it in installments.

Operating environment: oppoa92s Android11, Alipay 10.0.36.9000