Fanzhi Xintian Village Bank is reliable. Fanzhi Xintian Rural Bank was put into operation on January 29, 2015. It has a registered trademark, has been certified by the industrial and commercial department, and has a business license. It is a first-level legal person joint-stock commercial bank initiated by Houma Rural Commercial Bank and approved by Shanxi Banking Bureau. It now has five departments and one office, and currently has 50 employees, with an average age of 27 years old. All of them have a college degree or above, and more than half of them have a bachelor's degree.