What is the credit card of ICBC

The credit cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. According to ICBC, there are the following types of credit cards:

1. "Peony Credit Card": small overdraft cash with interest on deposits. (There is no interest-free period for consumption. It is mainly used for deposits and overdrafts. The credit limit is 5, yuan for ordinary cards and 1, yuan for gold cards.)

2. "Peony Credit Card": deposits do not bear interest (with interest-free repayment period ranging from 25 to 56 days, depending on your consumption date. Cash can be overdrawn) The credit limit is 3, yuan to 2, yuan for a general card, 1, yuan to 5, yuan for a gold card

3. "Peony International Card" has all the functions of "Peony Credit Card", except that Peony International Card has two accounts of RMB and USD.

4. "Peony Platinum Card" has all the functions of Peony International Card. Enjoy various VIP services and airport boarding services. The credit limit is 5 million-1, yuan

If online payment function is recommended, it is not necessary to apply for a credit card, but an ordinary ICBC Peony E-Times card and online banking can be used. According to the specific purposes, there are:

1. Peony UnionPay card, Peony Visa card, Peony MasterCard, Peony American Express card, Peony JCB card and other brand cards according to brands.

2. according to the issuing object, it is divided into company (business) cards and personal cards, in which personal cards are divided into main cards and auxiliary cards and supplementary cards attached to the main card (auxiliary card).

3. According to the repayment responsibility, it can also be divided into corporate responsibility business card, corporate responsibility personal card and personal responsibility personal card.

4. According to the credit rating, it is divided into platinum card, gold card and ordinary card.

5. according to the account currency, it is divided into RMB card, dual-currency card and multi-currency card.

6. It is divided into joint (identification) cards and non-joint (identification) cards according to whether they are joint (identification).

7. According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip composite card. Peony International Credit Card

Peony International Credit Card is a credit card product with international standards launched by Industrial and Commercial Bank of China. International cards are commonly used at home and abroad, and are settled in RMB and a certain designation. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal.

Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which gives cardholders a certain credit limit and allows them to spend first and then repay. The credit card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is fully repaid before the due repayment date, it can enjoy the interest-free repayment discount. Peony credit card can be used in China and UnionPay acceptance points in Hong Kong, Macao, Thailand, South Korea, Singapore and other regions, and it is settled in RMB, with the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on.

Peony Credit Card

Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.

ICBC Silver Peony Card

ICBC Silver Peony Card is as follows:

Card sample:

Bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card.

China Industrial and Commercial Bank officially issued Peony Credit Card on October 15th, 1989. At the end of the same year, it joined MASTERCARD international and VISA in early 199.

in the past ten years, ICBC has issued eight kinds of peony card products, including Peony Credit Card, Peony Link Card, Peony Special Card, Peony Co-branded Card, Peony Color Card, Peony Smart Card, Peony Identity Card and Peony International Card, providing cardholders with a series of services, such as shopping consumption, cash deposit and withdrawal, transfer settlement, credit loan, automatic withdrawal, collection and payment, installment payment, card bonus and deposit and withdrawal. The application field of peony card has gradually penetrated into all aspects of social and economic activities such as commerce, tourism, catering, entertainment, transportation, telecommunications, medical care, education, securities, taxation and so on. Peony card is widely used in the whole country to pay wages, collect public utility fees and pay employees' pensions.

what kind of card is ICBC PeonyCard?

1. Peony Card is a general term for bank cards issued by China Industrial and Commercial Bank.

2. Peony Card can be further divided into debit cards (including Smart Card, E-Times Card and Wealth Management Gold Card, with interest on deposits and no overdraft), quasi-credit card (with interest on deposits and no interest-free repayment period for overdraft credit card consumption) and credit card (including As well as international cards with the UnionPay logo and foreign card logos such as VISA and MASTER, there is no interest on deposits, and there is no interest on overdraft credit card consumption on the 25th of next month.)

The bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. "Peony Card" is the first financial product trademark registered by China Industrial and Commercial Bank. China Industrial and Commercial Bank officially issued Peony Credit Card on October 15th, 1989, and joined MASTERCARD international at the end of the same year, and VISA at the beginning of 199.

in the past ten years, eight kinds of peony card products have been issued, including Peony Credit Card, Peony Link Card, Peony Special Card, Peony Co-branded Card, Peony Color Card, Peony Smart Card, Peony Identity Card and Peony International Card, which provide cardholders with a series of services, such as shopping consumption, cash deposit and withdrawal, transfer settlement, credit loan, automatic withdrawal, collection and payment, installment payment, card bonus and deposit and withdrawal.

the application of peony card has gradually penetrated into all aspects of social and economic activities such as commerce, tourism, catering, entertainment, transportation, telecommunications, medical care, education, securities, taxation and so on. Peony card payment of wages, collection of public utility fees, payment of employees' pensions and other services are widely carried out nationwide, and have been widely welcomed by relevant parties from all walks of life.

Baidu Encyclopedia _ Peony Card

This is the end of the introduction of ICBC Peony Credit Card pictures and ICBC Jin Mudan Credit Card. Did you find the information you need?