Credit rating certification is a grade category classified by credit (credit) assessment agencies based on the results of corporate credit assessment. It reflects the level of corporate credit and the overall integrity image of an enterprise. Currently, various provinces and cities in China are Project bidding, financing loans, government procurement, corporate publicity, etc. all require enterprises to issue credit rating certificates, credit rating certificates, and credit reports.
Process for enterprise AAA credit rating certification:
1. Enterprise application
Enterprises can log on to the website of the third-party credit service agency or consult customer service to apply for registration, and fill in the " Send the Credit Evaluation Declaration Form to a third-party credit service agency, or contact the credit evaluation agency directly.
2. Preliminary evaluation
Comprehensively collate the information provided by the enterprise, the information obtained by the credit agency and the review opinions of the relevant departments, conduct a preliminary evaluation of the credit status of the participating enterprises, and issue a preliminary evaluation report.
3. Evaluation
Organize experts to set up a credit review committee to evaluate the preliminary evaluation results and determine the company's credit rating. The company's credit rating is divided into three levels and ten levels, and the symbol is: AAA , AA, A, BBB, BB, B, CCC, CC, C, D. Each level can be fine-tuned with the "+" and "-" symbols. The one with the best credit is AAA.
4. Publicity and final review
The credit review committee determines the final result. If any department, unit or individual has objections to the evaluation results, they may submit them in writing to the certification agency during the publicity period.
5. Result release
For companies that obtain corporate credit ratings, China Enterprise Trust will issue plaques and certificates to the companies and issue credit reports.
During the enterprise rating process, enterprises need to provide relevant information as required:
●The original copy of the "Letter of Commitment", stamped with the company seal;
●"Credit Rating Original Registration Form, stamped with company seal;
●Business license (copy), organization code certificate (copy), tax registration certificate (copy), legal person ID card, stamped with company seal that has been inspected annually ;
●Provide copies of the audit reports of the last three annual financial reports (balance sheet, profit and loss statement, cash flow statement) audited by the accounting firm; submit the latest registered capital verification report, stamped with the company seal ;
●The company's current organizational chart, stamped with the company seal;
●Company profile (including the company's core products or services, main market areas, staff size, and brief introduction of the main person in charge) etc. If it is a production enterprise, it must also introduce the current production capacity, core product output in the past three years, product technology research and development investment, etc.) and stamp the company seal;
●Business license or compulsory certification involved in this industry. , stamped with company seal;
●If any of the following, please provide relevant instructions or copies:
●Obtained management system certification certificate;
●Legal person Certificate of Representative Honor;
●Two bid-winning notices for the past three years;
●The company’s current credit management system (manual), processes and related documents; company-related systems ( Including copies of marketing systems, human resources management, executive incentive and restraint mechanisms, etc.);
●A description of the company’s plans and programs in mergers, acquisitions, asset restructuring, etc.;
●Letter proving the company’s social security payment or social security payment slips for the past two months;
●Registered trademarks, patent certificates, product testing reports;
●Other supporting documents for relevant honors or materials.
In order to ensure the objectivity and fairness of the rating results, credit rating agencies generally follow strict rating procedures. Enterprises do not need to worry about the tedious and troublesome rating procedures. Specialists will track and guide the entire rating process and report on the progress of the work. , to ensure the smooth progress of credit rating.
For details, please consult Beijing China Enterprise Puxin International Credit Evaluation or Henan Zhongtai Credit Evaluation Answers!