Can't use it. According to Pinduoduo's relevant information, we know that Pinduoduo's wallet account was frozen and could not be used, and the bank card bound by Pinduoduo could not be used, and the function of the bank card was frozen by the bank. You can take your ID card and bank card to the front desk of the bank to find out why, and then pay with Pinduoduo after thawing.