I am happy to answer your questions! I also applied for this car owner card from Ping An Bank. This seems to be Ping An Bank’s first car-related credit card. Other China Merchants Banks seem to have similar cards. The advantage of this card is that it is owned by Ping An Insurance Group, so it has many value-added insurance services. For example, 500,000 yuan of driver accident insurance protection, 500,000 yuan of accident safety protection, and 100,000 yuan of accident insurance protection for relatives in the car, etc. It is still worth recommending. I hope it can help you!